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Who We Are

Banco Comercial Português, with its decision centre in Portugal, operates and acts with respect for people and institutions, focusing on the Customer, pursuing a mission of excellence, trust, ethics and responsibility, and is a distinguished leader in various financial business areas in the Portuguese market and a reference institution on an international level.

The Group provides a wide variety of banking services and financial activities in Portugal and abroad, where it is present in the following markets: Poland, Switzerland, Mozambique, Angola (through its associate BMA) and China. All its banking operations develop their activity under the Millennium brand. The Group has also been present in Asia since 1993, but it was only in 2010 that the activity of the existing Macao branch was expanded, through the attribution of a full license (onshore) aimed at establishing an international platform for business operations between Europe, China and Portuguese-speaking African countries.

In Portugal, Millennium bcp is focused on the retail and companies markets, providing services to its Customers in a segmented manner. The subsidiary companies generally provide their products through the Bank's distribution networks, offering a wide range of products and services.

Millennium bcp is Portugal's largest private sector banking institution, with a leading position and particular strength in various financial products, services and market segments, based on a modern branch network with good domestic coverage.

The domestic activity focuses on Retail Banking, which is segmented in order to best serve Customer interests, both through a value proposition based on innovation and speed targeted at Mass-Market Customers, and through the innovation and personalised management of service for Private, Prestige, Business Customers, Companies, Corporates and Large Corporates. Retail Banking also operates through Activobank, a bank aimed specifically at Customers who are young in spirit, intensive users of new communication technologies and prefer a banking relationship based on simplicity and offering innovative products and services.

The Bank also offers remote banking channels (banking service by telephone and online), which operate as distribution points for its financial products and services.

At the end of December 2019, the Bank had 506 branches in Portugal (including 1 branch in Macao), serving over 2.3 million Customers, and held market shares of 17.1% in loans to Customers and 17.8% in customer deposits.

The BCP share is part of over 50 domestic and international stock exchange indexes, among which we highlight Euronext 150, PSI 20 and PSI Geral Index.


Main awards received

  • Millennium bcp named Best Consumer Digital Bank in Portugal; Best Information Security and Fraud Management in Portugal by Global Finance
  • Millennium bcp: Main Bank For Companies; Most Appropriate Products; Most Innovating; Closest to Customers according to DATA E Study 2019
  • Millennium bcp named Best Private Bank In Portugal by The banker magazine
  • Millennium bcp: Leadership in the "PME Excelência'18" and "PME Líder'18" programmes, with the largest number of submissions and awards among participating banks
  • Millennium bcp: Marketeer magazine award, "Banking" category (3rd year in a row)
  • Millennium bcp named Best Investment Bank in Portugal by Global Finance
  • Millennium bcp named Best Investment Bank in Portugal by Euromoney
  • Millennium bcp: Market Leader in Factoring, Confirming And Leasing, according to the Portuguese Association of Leasing and Factoring Companies
  • Activo Bank named Consumer Choice 2020 category “Digital Bank”
  • Activo Bank named 5 Stars Award 2020 “Digital Bank” category
  • Activo Bank namede Best Commercial Bank, Best Consumer Digital Bank and Best Mobile Banking App, in Portugal by World Finance
  • Bank Millennium named Best Bank in Poland by Global Finance
  • Bank Millennium named Best Website Design in Central and Eastern Europe by Global Finance
  • Bank Millennium named Best Trade Finance Provider in Poland by Global Finance
  • Bank Millennium: Most recommended bank and leader in Customer satisfaction (“Customer satisfaction monitor of retail banks ARC Rynek i Opinia”)
  • Millennium bim named Best Bank in Mozambique (10th year in a row) by Global Finance
  • Millennium bim named Best Trade Finance Provider in Mozambique by Global Finance
  • Millennium bim named Best Information Security and Fraud Management in Mozambique by Global Finance
  • Millennium bim named Global Finance Innovators 2019 award, "Payments" category, for the "Millennium IZI" service

These awards are the exclusive responsibility of the entities that awarded them.