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Millennium bcp Platinum

Platinum

15.6% TAEG

Nothing is more exclusive.


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Advantages

Accepted all over the world where the VISA network operates, the Platinum credit card has everything to make you feel special. Wherever you are, have privileged access to a number of really exclusive benefits and services.

Insurance and Assistance, including:

  • Travel unexpected events / Baggage - Delay in baggage delivery. Delay, cancellation or refusal of admission due to excess number of passengers in a regular confirmed flight. Loss of flight connections between 2 flights.
  • Loss, mishandling, theft or deterioration of baggage during the trip.
  • Health Insurance - Guarantees reimbursement of expenses incurred with hospital admission of more than 24 hours, with a maximum of 120 days.
  • Emergency Medical Assistance Abroad, Home Assistance, Medical Home Assistance.

Please read the Insurance and Assistance Guide.

LoungeKey

Access to more than 1.000 VIP Lounges in airports all over the world with your card, to travel with maximum comfort. Each visit amounts to €28, per person which will be directly debited in the card.

VISA Luxury Hotel Collection

Find out the number of benefits Visa Luxury Hotel Collection and book your stays in luxury hotels all over the world with special conditions, with the best rates, room upgrade  (when available), Late check-out (when available), wi-fi (when available), among other.

You can also use the digital platform Bidroom enabling you to make your hotel bookings with the best market rates.

Millennium Rewards

The loyalty programme Millennium Rewards allows you to accumulate points with purchases made with your card.

1€ purchases at retailers in the VISA network = 1 MR Point.

You can redeem the accumulated points for articles of the Millennium Rewards catalogue.

Travelling, getaways, restaurants and wine, hotels and spas are some of the options available.

Register here and benefit from an exemption of the annual fee of €10 plus Stamp Duty.

Costs

Provision of a credit card

Utilization fee: € 80 per card charged every year (plus stamp tax).

Credit pricing

15.6% TAEG (Annual Effective Interest Rate) and 11.800% TAN (Nominal Annual Rate) for a credit limit of​  € 7,500 over 12 equal monthly repayments, plus interest and expenses.

Approval is subject to Millennium bcp's risk analysis and credit assessment.
Please see our Pricing for further information regarding Platinum cards.

Features

Flexibility and Control

This gives you total flexibility to manage your family budget.

Every month, you can choose to pay any amount of the total outstanding, as: 3%, 15%, 25%, 50% with a € 10 minimum, or choose the Fixed Monthly Payment that allows you to pay, every month, a fixed amount, multiple of € 50, up to the credit limit. Available from € 50, conditioned to a minimum of 3% of the credit limit.

The partial payment of the outstanding charges is subject to the payment of interests and charges.

You can also activate, at no cost, a debit/credit charge alert and prior warning of the monthly payment of your card to be sent to your e-mail.​

How to apply

Go here to request your card and just:

  1. Choose the Current Account you wish to associate to your Card.
  2. Carefully read and confirm that you read and accept the card's: General Conditions and Standardised Information Form;
  3. Confirm that you wish to request the card.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Related links

We also suggest that you to read the following information, which may be of interest to you:

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Standardised Information Form 

General Terms and Conditions