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Millennium bcp Platinum


15.6% TAEG

Nothing is more exclusive.

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With the Platinum card you have access to exclusive benefits, wherever you are.

Concierge Service

A customized and exclusive service of continued support through which you may request unique services from anywhere in the world: from the delivery of a breakfast to someone special, drive a sports car in a circuit closed only for you, the organization of a romantic dinner in an extraordinary place or just the delivery of a flower bouquet.

The payment of the requested services will be made with comfort by debit in the Platinum card account.


Access more than 1.000 VIP lounges in airports all over the world with your Platinum card, to travel with maximum comfort. Each visit amounts to 28€, per person which will be directly debited in the card.

Special conditions for your travels

Find out the number of benefits Visa Luxury Hotel Collection and book your stays in luxury hotels all over the world under special conditions, with the best rates, room upgrade  (when available), Late check-out (when available), wi-fi (when available), among other.

You may also use the digital platform Bidroom enabling you to make your hotel bookings enjoying the best market rates.

VISA Global Customer Assistance

You will get assistance all over the world in emergency situations, allowing the replacement of the card in case of loss or theft, among other.

Insurance and Assistance

To live life in tranquillity, your Platinum card has a number of associated insurances and assistance services which you may consult here.

Pay with your Card and get a movie ticket

Whenever you go see a movie, choose a NOS movie theatre buy a ticket at a regular price using the card and receive another for the same session of the chosen movie.


Provision of a credit card

Utilization fee: 80 € per card charged every year (plus stamp tax).

Credit pricing

15.6% TAEG (Annual Effective Interest Rate) and 11.800% TAN (Nominal Annual Rate) for a 7,500 € paid over 12 equal monthly repayments, plus interest and expenses.

Approval is subject to Millennium bcp's risk analysis and credit assessment.
Please see our Pricing for further information regarding Platinum cards.



International credit card that enables you to shop and get credit Cash Advances all over the world, where the Visa networks are available.

In Portugal, this card also enables you to make payments at all points of sale and gives you access to the Multibanco ATM network, where you can make debit withdrawals, credit payment of purchases/services with entity and reference, as well as other operations made available by this network.

Flexibility and Control

This gives you total flexibility to manage your family budget.

Every month, you can choose to pay any amount of the total outstanding, as: 3%, 15%, 25%, 50% with a 10 € minimum, or choose the Fixed Monthly Payment that allows you to pay, every month, a fixed amount, multiple of 50 €, up to the credit limit. Available from 50 €, conditioned to a minimum of 3% of the credit limit.

The partial payment of the outstanding charges is subject to the payment of interests and charges.

You can also activate, at no cost, a debit/credit charge alert and prior warning of the monthly payment of your card to be sent to your e-mail.

How to apply

Go here to request your card and just:

  1. Choose the Current Account you wish to associate to your Card.
  2. Carefully read and confirm that you read and accept the card's: General Conditions and Standardised Information Form;
  3. Confirm that you wish to request the card.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Related issues

We also suggest that you to read the following information, which may be of interest to you:

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Standardised Information Form 

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