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TAP Gold

TAP Gold

15.7% TAEG

Your boarding pass to explore the world.

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TAP Miles&GO Programme

Receive Miles for purchases made with the card.

Membership Miles Purchases worth Miles Additional Miles
4.000 miles,
to be awarded 3 months after the first purchase.
1,25 miles
for every €1 in purchases.
2.000 miles 
Every year, on the card's anniversary date, provided that you have accumulated €8,500 in purchases in the previous year.

Miles are not awarded for cash advances, purchases related to rechargeable cards and digital payment wallets or others whose nature is the transfer of funds, payments for services or purchases with entity and reference, payments to the State, Via Verde, tolls and other low-value payments, annuities, fees, commissions, interest and taxes.

TAP Miles&GO Club

By joining the TAP Miles&Go Club, as holder of a TAP credit card, you may get even more miles:

Travel with Comfort

Whenever you travel on flights operated by TAP and with a TAP ticket, regardless of the class in which you are travelling, you can benefit from:

  • Access to the tap | plus Check-in at domestic Airports benefiting from a fast and customized service.
  • Access to Fast Track - Priority Security and X-Ray at Lisbon Airport that allows you to skip lines and save time.

These advantages do not apply if you travel with tickets with industry discounts, such as special fares for airline professionals or travel agents, as well as tap | discount fares.

Travel Insurance

TAP Gold card includes a range of insurance and assistance services specially designed for travellers. Does not dispense reading the Insurance and Assistance Guide.

Digital Payments

You don't need to have the card with you to make payments. Pay with iphone, smartphone or smartwatch at Apple Pay, Google Pay, Garmin Pay Fitbit Pay and SwatchPay!

Fees and commissions

Availability Fee €80. Plus Stamp Tax.

15.7% TAEG (Global Annual Effective Rate) and 11.500% TAN (Nominal Annual Rate) for a credit limit of € 5,000 paid over 12 monthly repayments of principal plus interests and charges.

Limit subject to credit assessment.

Please see our Price List for further information regarding TAP Gold.



International credit card that allows purchases and cash advances worldwide through the VISA network.

In Portugal, it also allows you to make payments for services and purchases, through an entity and reference, on credit.

Some of these operations are subject to charges.


For greater convenience you do not need to change banks. The monthly payments can be debited in the usual bank account, all you have to do is provide the corresponding IBAN.

The card is paid monthly, on day 30.

Choose the payment option that suits you best:

  • 100%, with no interest payment,
  • 3%, 15%, 25%, 50% with a minimum of €10.
  • Fixed Payment. Pay a fixed amount, in multiples of €50, up to the amount of the credit limit. Available from €50 and subject to a 3% minimum of the credit limit.

The partial payment of the outstanding balance is subject to the payment of interests and charges.

You can change your card option whenever you want on the website or on the Millennium App.


The statement, containing information on all monthly movements, is issued on the 10th of each month, or on the business day immediately preceding.

How to apply for a card

If you are not yet a member of the TAP Miles&Go Programme, please make a prior registration.

Millennium bcp Clients

To apply here for your, just:

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Card Client - Clients with accounts in other banks

To apply for TAP cards please read the Standardised Information Form, print it out and fill in the Application Form, and submit it to a Millennium bcp Branch, with copies of the following documents:

  • ID and tax payer cards or Citizen Card;
  • Your last Tax Statement;
  • Your last wage receipt;
  • Utilities receipts, Water, Electricity or Telephone;
  • Document stating your IBAN.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Additional information:

Please send an e-mail to with your doubt or your contact and we will call you back.

Alternatively, call 211 137 078 (available on business days from 8.30 a.m. To 6 p.m.) or the American Express Line at 226 089 226 (Personal Assistance 24/7).

The communications cost will depend on the rate agreed with your telecommunications operator.

Subject to credit risk assessment.

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