TAP Gold

TAP Gold is a credit card issued with TAP Portugal and is associated to your TAP Miles&Go Programme membership.

You earn Miles when you become a Member

When you apply for the card, you earn 4,000 miles, which you'll get 3 months after the first purchase.

Convert your purchases into Miles

For every €1 of purchases with the TAP Gold Card you will receive 1.25 miles.

No miles shall be attributed for cash advances, payment of services / purchases with entity and reference, payments to the State, Via Verde, tolls and other low value payments, annual fees, rates, fees, interests and taxes.

Additional Miles

For each anniversary year with the card, you earn additional 2,000 miles, provided you have spent € 8,500 on purchases the previous year.

Status Miles

The miles you get from purchases made with the TAP credit cards (bonus miles) give you even more advantages! For every 5 miles earned from purchases paid for with the TAP card you will receive 1 status mile, up to a maximum of 5,000 status miles a year. The status miles may upgrade your status in the TAP Miles&Go Programme (Miles, Silver and Gold).

More miles with the Club TAP Miles&Go

By joining the Club TAP Miles&Go, as holder of a TAP credit card, you may get even more miles:

• 4.000 additional miles in the Plan Club TAP Miles&Go Basic
• 6.000 additional miles in the Plan Club TAP Miles&Go Extra
• 8.000 additional miles in the Plan Club TAP Miles&Go Top
• 15.000 additional miles in the Plan Club TAP Miles&Go Platinum

Select your plan and, to get these miles, all you have to do is accumulate a minimum amount of 25,000 miles with all the purchases paid with your TAP credit card during the plan's validity period.

Subscribe to the Club TAP Miles&Go and start immediately accumulating miles with your TAP credit card.

Travel with comfort with the TAP Gold card

Take advantage of special benefits whenever you travel in flights operated by TAP and with a TAP ticket, regardless of the class you are in (exception made to tickets tap | discount).

Avoid check-in lines

Access to the tap | plus Check-in, at domestic airports benefiting from a fast and personalized service.

Differentiated Boarding

Access to Fast Track - Priority Security and X-Ray at Lisbon Airport  that allows you to skip lines and save time.

The above-mentioned advantages do not apply if you travel with tickets with airline industry discounts, such as special fares for airline employees or travel agents and tap l discount fares.

Annual Fee

€ 80 annual fee (plus Stamp tax).

Credit pricing

15.0% TAEG (Global Annual Effective Rate) and 9.900% TAN (Nominal Annual Rate) for a € 5,000 credit paid over 12 monthly repayments of principal plus interests and charges.

Limit subject to credit assessment.

Please see our Price List for further information regarding TAP Gold.

Coverage

International credit card that enables you to shop and get credit Cash Advances all over the world, where the Visa networks are available.

In Portugal, the cards also enable you to make payments at all points of sale and give you access to the Multibanco ATM network, where you can make credit payment of purchases/services using an entity and reference.

Flexibility and Control

This gives you total flexibility to manage your family budget.

For your comfort you do not need to change your Bank. You can associate the monthly payments to your usual bank account, just provide the respective IBAN.

The statement describing all card entries is issued on the 10th of each month or on the immediately preceding business day. The payment of the monthly expenses is made on the 30th of that month or on the immediately preceding business day.

Every month, you can choose to pay any amount of the total outstanding, as: 3%, 15%, 25%, 50% with a 10 € minimum, or choose the Fixed Monthly Payment that allows you to pay a fixed amount, multiple of 50 €, up to the credit limit. Available from 50 €, conditioned to a minimum of 3% of the credit limit.

The partial payment of the outstanding charges is subject to the payment of interests and charges.

Insurance and Assistance

TAP Gold cards have an insurance and assistance package especially designed for travellers: check the Insurance and Assistance Guide.

This information does not dispense with the reading of the legally required pre-contractual and contractual information.

If you are not yet a member of the TAP Miles&Go Programme, please make a prior registration.

Millennium bcp Clients

To apply here for your TAP Gold just:

• Choose the current account to which you want to associate your card;
• Carefully read and confirm that you read and accept the card's: General Conditions and Standardised Information Form;
• Confirm that you wish to request the card.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Card Client - Clients with accounts in other banks

To apply for TAP cards please read the Standardised Information Form, print it out and fill in the Application Form, and submit it to a Millennium bcp Branch, with copies of the following documents:

• ID and tax payer cards or Citizen Card;
• Your last Tax Statement;
• Your last wage receipt;
• Utilities receipts, Water, Electricity or Telephone;
• Document stating your IBAN.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Additional information:

Please send an e-mail to centro.cartoescobranded@millenniumbcp.pt with your doubt or your contact and we will call you back.

Alternatively, call 211 137 078 (available on business days from 8.30 a.m. To 6 p.m.) or the American Express Line at 707 50 40 50 (Personal Assistance 24/7).

We also suggest that you to read the following information, which may be of interest to you:

• Insurance and Assistance Guide
• TAP Miles&Go Programme
• E-Statement
• Secure purchases
• Use your credit card and you'll always know where you are spending your money
• Insurance Mediator and Insurance Companies