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UnionPay Débito

UnionPay Debit

All the comfort and security in your payments.


Debit card that allows to make purchases and withdrawals anywhere in the world, where the Union Pay network is available.

With the UnionPay Debit card, issued by Millennium bcp in partnership with the world’s largest Card-issuing network - UnionPay - you benefit from 1% cashback on all purchases made outside the European Union.


Availability Fee: € 23. Plus Stamp Tax.

Exemption of availability fee for two cards as subscriber of the integrated banking products and services solutions Cliente Frequente or Solução Mais Portugal.

Return of the card availability fee if the annual invoicing in purchases in the UnionPay network is equal to or higher than € 2,400.

Consult the Price List for more information.


With the UnionPay Debit card, you have a convenient, fast and reliable way to access your Current Deposits Account 24 hours a day, 365 days a year.
Allows to make purchases and withdrawals in Portugal and anywhere in the world, where the Union Pay network is available. It also enables to make purchases, withdrawals and all the transactions that are available on Multibanco ATM’s.


Equipped with Contactless technology that enables to make payments in a fast and safe manner without introducing the card in the reader.
Right after you make the first PIN purchase on the UnionPay network, the contactless feature becomes active. You can enable or disable the contactless functionality on your MWallet.

1% Cashback

On all purchases made outside the European Union, you receive 1% cashback to be credited to your current deposits account.


Purchases, transfers and withdrawals on a smartphone or tablet.

Insurance against Fraudulent Use of the Card

In case of loss, theft, robbery or misplacement of your Card, when it is not of the cardholder’s responsability, the Bank ensures payment of the amount associated with these operations.

You must immediately inform the Bank by calling:

  • 91 827 24 24 / 93 522 24 24 / 96 599 24 24 (call to national mobile network)
  • (+ 351) 21 005 24 24 (call to national landline network).
  • Personal Assistance 24/7.

The cost of communications will depend on the pricing agreed with your telecommunications operator.

This information does not dispense with the reading of the legally required pre-contractual and contractual information.

Consult the Card General Conditions.

How to apply

To apply here for the card, just:

  • Choose the Current Account you wish to link your card to.
  • Carefully read and confirm that you read and accept the Card General Conditions.
  • Confirm the card application.

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