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Millennium bcp Gold


15.7% TAEG

Purchases that turn into points.

Apple Pay   GooglePAY



Secure purchases

Equipped with contactless technology, Apple Pay, Google Pay; MB Way, Garmin Pay Fitbit Pay and SwatchPay! allowing payments to be made quickly and securely, without inserting the card in the reader.

Millennium Rewards

The Rewards loyalty program that allows you to accumulate points with purchases made with the card1.

€ 1 purchases in merchants of the VISA Network = 1 MR point.

Points earned can be redeemed for items in de Millennium Rewards catalog.

Travel and getaways, gastronomy and wine, hotels and spas are some of the options available in the new catalog.

View the Insurance and Assistance Guide.

This information does not dispense with the reading of the legally required pre-contractual and contractual information. ​​

1 No points are awarded for purchases related to charging rechargeable cards, digital payment wallets, or others whose nature is the transfer of funds.​​


Annual Fee

€ 30 annual fee per Holder (plus Stamp tax).

Credit pricing

15.7% TAEG (Global Annual Effective Rate) and 10.500% TAN (Nominal Annual Rate) for a credit limit of € 1,500 paid over 12 monthly repayments of principal plus interests and charges.

Limit subject to credit assessment.

For more information, view the pricing.



International credit card that enables you to shop and get credit Cash Advances all over the world, where the Visa networks are available.

In Portugal, this card also enables you to make payments at all points of sale and gives you access to the Multibanco ATM network, where you can make debit withdrawals, credit payment of purchases/services with entity and reference, as well as other operations made available by this network.

Some of these operations are subject to charges.

Flexibility and Control

This gives you total flexibility to manage your family budget.

Every month, you can choose to pay any amount of the total outstanding, as: 3%, 15%, 25%, 50% with a € 10 minimum, or choose the Fixed Monthly Payment that allows you to pay, every month, a fixed amount, multiple of € 50, up to the credit limit. Available from € 50, conditioned to a minimum of 3% of the credit limit.

You can choose the day for the monthly payment (between the 2nd and the 20th of every month).

The partial payment of the outstanding charges is subject to the payment of interests and charges.

You can also activate, at no cost, a debit/credit charge alert and prior warning of the monthly payment of your card to be sent to your e-mail. ​

How to apply

Go here to request your card and just:

  1. Choose the Current Account you wish to associate to your Card.
  2. Carefully read and confirm that you read and accept the card's: General Conditions and Standardised Information Form;
  3. Confirm that you wish to request the card.

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Related links

We also suggest that you to read the following information, which may be of interest to you:

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Standardised Information Form 

General Conditions 

Cards - Important information ​

Meeting Point 

Banco Mail 

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