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Millennium bcp Classic


12.5% TAEG

Whether you shop in person or online,
this card will always match your purchases.

Apple Pay 


Equipped with contactless technology allowing payments to be made quickly and securely at terminals that present this option.

Pay with your Card and get a movie ticket.

Whenever you go see a movie, choose a NOS movie theatre buy a ticket at a regular price using the card and receive another for the same session of the chosen movie.

Maximum of 1 ticket per day and per card; cannot be combined with other discounts. Does not include IMAX and 4DX, screenings of alternative contents and special chairs. VIP rates, 3D upgrades and glasses may be paid for at the Cinema.

Fees and Commissions

Credit card availability fee

Availability fee: € 10 per card, charged annually (plus Stamp Tax).

Exemption from the availability of commission for two cards while adhering to the integrated solution of banking products and services Cliente Frequente.

If you are not a Clientes Frequente Customer, the availability fee will be refunded if you make € 1,200 in purchases in the VISA network with the card.

Credit pricing

12.5% TAEG (Global Annual Effective Rate) and 9.600% TAN (Nominal Annual Rate) for a credit limit of € 1,500 paid over over 12 equal monthly repayments plus interest and charges.

Limits are subject to Millennium bcp's credit risk assessment.

Please see our Pricing for further information.​​​



Classic is an international credit card that enables you to shop and get credit cash advances (Cash Advance) all over the world, where the Visa network is available.

In Portugal, the card enables you to make payments in all points of sale and also gives you access to the Multibanco ATM network, where you can make debit withdrawals, credit payment of purchases/services, as well as other operations made available by this network.

Flexibility and Control

This gives you total flexibility to manage your family budget.

Every month, you can choose to pay any amount of the total outstanding, as: 3%, 15%, 25%, 50% with a € 10 minimum, or choose the Fixed Monthly Payment that allows you to pay, every month, a fixed amount, multiple of € 50€, up to the credit limit. Available from € 50, conditioned to a minimum of 3% of the credit limit.

You can choose the day for the monthly payment (between the 2nd and the 20th of every month).

The partial payment of the outstanding charges to the credit card is subject to interests and fees.

You can also activate, at no cost, a debit/credit charge alert and prior warning of the monthly payment of your card to be sent to your e-mail.

Avis Rent a Car Discount

Whether you are taking a vacation or travelling on business, show your card to take advantage of special conditions in car rentals.

Portugal Mainland and Islands - up to 40% discount.
Europe, Africa, Middle East, Asia and Pacific - promotional rate or up to 25% discount.
Latin America, Caribbean, Puerto Rico and Canada - up to 10% discount.
USA - promotional rate in effect.

All discounts are based on the public rates on the rental date, except when a promotional price is given. Avis will always give you the best rate available at the time of the reservation.

When you make your reservations always mention the discount code for the Classic card (AWD) W601010.

To be sure you get all your discounts while abroad, click here to request your Avis Preferred card, free of charge and with no annual fee.​

How to apply for a card

Apply here for your card and just:

Approval is subject to Millennium bcp's risk analysis and credit assessment.

Related Links

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