To buy a house is so much more than choosing a place to live. It really is the beginning of a long-lasting relationship where the trust between the parties involved is as important as the selection of the house.
If you are considering buying, repair or build a house, come and pay us a visit!
This type of loan is specifically for the purchase, building or the making of repairs in your own permanent residence and enables civilian disabled people (in accordance with law 64/2014 and with a disability degree of 60% or higher) to take advantage of a subsidized rate.
- Instalments of capital and interests from the beginning of the loan;
- Purposes: purchase, transfers, building and repairs in a permanent residence;
- Terms up to 40 years, with an age limit of 75 years for all proponents;
- Loan amount up to 80% of the real estate property's evaluation amount with a current ceiling of 190.000 € (updated every year based on the consumer price index).
Fees and Commissions
0.737% TAE (Annual Effective Interest Rate) (Decree-Law nr. 220/94 of 23 August) and a 0.000% Nominal Rate (corresponding to 65% of the ECB's refinancing rate) for the product "Credit with Benefits for Disabled Persons" for a loan amounting to 85,000 €; a valuation of 120,000 €; 40-year term; one 30-year old holder, monthly instalment of 177.08 €. Early repayments are subject to a 0.5% fee plus Stamp Tax.
How to subscribe
If you wish to subscribe the Mortgage Loan, we suggest you:
This way you can get all the information necessary and find out which credit suits you best and offers you the most advantageous conditions.
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