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Credit with Benefits for Disabled Persons

Credit with Benefits for Disabled Persons

0.737% TAE

Do you want to join us and buy a house?

Advantages

To buy a house is so much more than choosing a place to live. It really is the beginning of a long-lasting relationship where the trust between the parties involved is as important as the selection of the house.

If you are considering buying, repair or build a house, come and pay us a visit!

Features

This type of loan is specifically for the purchase, building or the making of repairs in your own permanent residence and enables civilian disabled people (in accordance with law 64/2014 and with a disability degree of 60% or higher) to take advantage of a subsidized rate.

  • Instalments of capital and interests from the beginning of the loan;
  • Purposes: purchase, transfers, building and repairs in a permanent residence;
  • Terms up to 40 years, with an age limit of 75 years for all proponents;
  • Loan amount up to 80% of the real estate property's evaluation amount with a current ceiling of 190.000 € (updated every year based on the consumer price index).

Fees and Commissions

Credit pricing

0.737% TAE (Annual Effective Interest Rate) (Decree-Law nr. 220/94 of 23 August) and a 0.000% Nominal Rate (corresponding to 65% of the ECB's refinancing rate) for the product "Credit with Benefits for Disabled Persons" for a loan amounting to 85,000 €; a valuation of 120,000 €; 40-year term; one 30-year old holder, monthly instalment of 177.08 €. Early repayments are subject to a 0.5% fee plus Stamp Tax.

How to subscribe

If you wish to subscribe the Mortgage Loan, we suggest you:

This way you can get all the information necessary and find out which credit suits you best and offers you the most advantageous conditions.

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