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Crédito Pessoal Millennium

12.2% TAEG

Wake up your projects with
Millennium's consumer loans.

Advantages

  • You may use it for whatever you need;
  • You can choose the duration that suits you best (from 12 to 120 months) and pay a fixed amount;
  • You will get a reply in 24 working hours - for Clients of Millennium bcp with a risk profile that matches the product selected and that provide due and sufficient information for the risk assessment.

Fees and Commissions

  • 9,000% Fixed nominal rate
  • Fixed promotional rate during the first year for loans above € 5,000.
  • Promotional rate of 7,500% in the first year and 9,000% in the following.
    Campaign valid for requests made through the Millennium bcp website until March 31, 2019
    12.1% TAEG (Global Annual Effective Rate), 7.500% TAN (annual nominal rate) in the first year and 9.000% in the following years, with monthly instalments of 116.15 € during the first year and 121.27 € in the following years for a 7,500 € loan with an 84-month term. Total amount charged to the consumer: 10,779.48 €, including setup fee; payment processing fee; interests and stamp tax for the use of the loan, on interests and fees. Subject to credit assessment.
  • Promotional rate of 7,750% in the first year and 9,000% in the following.
    Campaign valid until March 31, 2019
    12.2% TAEG (Global Annual Effective Rate), 7.750% TAN (annual nominal rate) in the first year and 9.000% in the following years, with monthly instalments of 117.12 € during the first year and 121.40 € in the following years for a 7,500 € loan with an 84-month term. Total amount charged to the consumer: 10,800.48 €, including setup fee; payment processing fee; interests and stamp tax for the use of the loan, on interests and fees. Subject to credit assessment.
  • Promotional rate of 7.250% in the first year and 9,000% in the following.
    Campaign valid until March 31, 2019, for Customers who hold the Cliente Frequente Solution (Integrated solution of bank Banking products and services)
    12.0% TAEG (Global Annual Effective Rate), 7.250% TAN (annual nominal rate) in the first year and 9.000% in the following years, with monthly instalments of 115.19 € during the first year and 121.14 € in the following years for a 7,500 € loan with an 84-month term. Total amount charged to the consumer: 10,758.60 €, including setup fee; payment processing fee; interests and stamp tax for the use of the loan, on interests and fees. Subject to credit assessment.

Credit is granted subject to Banco de Portugal’s macro-prudential rules.

Early Repayment Fee (total or partial) of 0.25% or 0.5% of the capital redeemed early (if there is one year left or less for the end of the term set forth in the contract or if there is more than one year left for the end of the term set forth in the contract, respectively).

Features

  • Promotional Interest Rate until 30 of September 2018
  • Terms from 12 to 120 months
  • Minimum amount: 1,000 €
  • Maximum amount: 75,000 €

The effective granting of the credit operations herein presented depends on the prior appraisal and decision on the credit risk and on the eventual provision of valid collaterals required by the Bank.

How to apply

If you wish to subscribe the Personal Loan, we suggest you go to your Millennium bcp Branch.

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