Skip BreadcrumbHome / Insurances / Médis Health Insurance - Fit Options

Médis Health Insurance
Fit Options

There’s a new way of thinking health.
And a new Médis who thought about everything.

Advantages

      

The Médis FIT Options offer you greater flexibility and you may choose the amount of the premium to pay depending on the annual excess that you select for the Hospitalization cover (the greater the annual excess is, the less you will pay as a premium). Also for your protection, and in case of an oncological disease, Médis will pay the total amount of the excess for hospitalization.

These options give you access to a number of benefits:

  • Médis Network: a wide network with all types of medical specialists, Hospitals, Clinics, Emergency or Permanent Assistance Services and Centres providing Supplemental Means for Diagnosis and Treatment Purposes ensuring that, wherever you are, you can always count on the Médis network.
  • Médis Card: a personalized card that identifies you as a Médis Customer. After the card is presented, the Health Care Provider will send the invoice directly to Médis and you will only have to pay the amount in excess.
  • Médis Line: a phone line available 24 hours a day, 365 days of the year. The information is given by specialized nurses that provide a permanent triage, information, counselling and assistance on Health Care issues adjusted to every medical condition
    How to reach.....
  • Médis Assistant Physician: a medical expert specialized in General Practice or Internal Medicine available to assist you in person or over the phone.
  • And since we want to always be by your side, now with the Médis APP we are just one touch away on your smartphone and tablet.

 

Fees and Commissions

The following amounts relate to the monthly premium per Insured Person:

 From 6 to 20 years old

Opção A
Age ANNUAL EXCESS AMOUNT
€ 1,000 € 1,500 €2,500
Up to 5 years € 9.00 € 7.50 € 5.50
From 6 to 20 years old € 8.00 € 7.00 € 5.50
From 21 to 25 years old € 8.00 € 7.00 € 5.50
From 26 to 30 years old € 9.00 € 8.00 € 6.50
From 31 to 35 years old € 10.00 € 9.00 € 7.00
From 36 to 40 years old € 12.00 € 10.00 € 8.50
From 41 to 45 years old € 13.00 € 12.00 € 9.50
From 46 to 50 years old € 16.00 € 15.00 € 11.50
From 51 to 54 years old € 25.00 € 21.00 € 17.00

Opção B
Age ANNUAL EXCESS AMOUNT
€ 1,000 € 1,500 €2,500
Up to 5 years € 10.00 € 10.00 € 7.50
From 6 to 20 years old € 12.00 € 9.00 € 6.50
From 21 to 25 years old € 14.00 € 9.00 € 6.50
From 26 to 30 years old € 16.00 € 10.50 € 8.50
From 31 to 35 years old € 16.00 € 12.00 € 9.50
From 36 to 40 years old € 16.00 € 14.00 € 11.00
From 41 to 45 years old € 18.00 € 16.00 € 13.00
From 46 to 50 years old € 22.00 € 19.00 € 15.00
From 51 to 54 years old € 33.00 € 28.00 € 24.00


Depending on the number of family members subscribing the insurance, the following quantity discounts shall be applied:

Nr. of Persons in the Policy % Discount
2 Insured Persons 2.5%
3 Insured Persons 5%
4 Insured Persons 10%
5 or more insured persons 15%

Concerning the premiums indicated above, 5.38€ (cost of the policy including legal charges) will be added to the first payment.

The risk assessment made by the Insurance Company may imply alterations in the premium or the exclusion of covers.

Features

Covers and Insured Capital

Covers Option A Option B
Hospital Assistance € 10,000 € 25,000
Médis Line 24h/day (1)
2nd Opinion (1) Yes
Health & Fitness Network Yes
(1) Access through Médis Line and service provided by Clínica Universitária Navarra.

Payment of expenses

Payment % Option A Option B
Hospital Assistance

Inside the Network: 100%
Outside the Network 35%

Annual Excess Amounts

Annual Excess Amounts
Option A Option B

Hospital Assistance (2)
(to be selected by the Customer at the time of subscription)

€ 1,000
€ 1,500
€ 2,500
(1)In case of an oncological disease, Médis will pay the total of the amount in excess for hospitalization.

Subscription and permanence age limits

The Médis FIT options may be subscribed until the Insured Person is 54 years of age and do not have a permanence limit.

Waiting periods

The waiting period is the time comprised between the date the Insurance enters into effect and the date when the same may be triggered. They are:

  • 180 days for: Hospitalization
  • 365 days for:
    • Surgical treatment of varicose veins in the legs and disc herniation;
    • Haemorrhoidectomy and other treatments for haemorrhoids and surgical treatment of the perianal fistula;
    • Treatment of articulation pathologies by arthroscopic surgery;
    • Tonsillectomy, adenoidectomy; Myringotomy, with or without the application of ventilation tubes;
    • Septoplasty, rhinoseptoplasty and surgical treatment of sleep apnea;
    • Surgical excision of benign lesions of the skin and subcutaneous cellular tissue and laser treatments to benign lesions of the skin.

This information does not dispense with the reading of the legally required pre-contractual and contractual information.

How to subcribe

Millennium bcp Clients

Choose one of the three possibilities that Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:

1. Subscription Online

2. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:

Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.

  • 2.3. Send the forms to the following address:
    Médis
    Tagus Park, Edif. 10 - Piso 1
    2744-002 Porto Salvo

3. Deliver at any Millennium bcp Branch

Clients with an account in another bank

Select one of the alternatives Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:

1. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:

Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.

  • 1.3. Send the forms to the following address:
    Médis
    Tagus Park, Edif. 10 - Piso 1
    2744-002 Porto Salvo

2. Deliver at any Millennium bcp Branch

Top searches

Médis VintageMédis Vintage Option and Médis Vintage Plus Option
Personal Health Service with a Plan that matches your needs.
APP MBolsaApp MBolsa
The stock market in the palm of your hand!

You might be interested

Travel ProtectionTravel Protection
Because accidents happen, always travel safe.
Cash Advance
Has an unexpected expense come up?
Make your daily life easier.

simulate


Not a registered user yet?

Special Terms & Conditions

Proposal form

Medical Questionnaire

Meeting Point

Banco Mail

More contacts