Advantages
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Subscribe a Médis Health Plan Option before 01/31/2021 and benefit of the exemption of the 12th monthly payment in the 1st insurance annuity.
Special offer only applies to the online quotes and insurance taken out till 01/31/2021. |
The Médis FIT Options offer you greater flexibility and you may choose the amount of the premium to pay depending on the annual excess that you select for the Hospitalization cover (the greater the annual excess is, the less you will pay as a premium). Also for your protection, and in case of an oncological disease, Médis will pay the total amount of the excess for hospitalization.
These options give you access to a number of benefits:
- Online Doctor: the Online Doctor service is always with you, anywhere and at any time, through the Médis app. If you feel sick or have questions about medication or an exam, you can make an appointment for the moment or schedule when it is most convenient for you.
- Médis Network: a wide network with all types of medical specialists, Hospitals, Clinics, Emergency or Permanent Assistance Services and Centres providing Supplemental Means for Diagnosis and Treatment Purposes ensuring that, wherever you are, you can always count on the Médis network.
- Médis Card: a personalized card that identifies you as a Médis Customer. After the card is presented, the Health Care Provider will send the invoice directly to Médis and you will only have to pay the amount in excess.
- Médis Line: a phone line available 24 hours a day, 365 days of the year. The information is given by specialized nurses that provide a permanent triage, information, counselling and assistance on Health Care issues adjusted to every medical condition
How to reach.....
- Médis Assistant Physician: a medical expert specialized in General Practice or Internal Medicine available to assist you in person or over the phone.
- And since we want to always be by your side, now with the Médis APP we are just one touch away on your smartphone and tablet.
Fees and Commissions
The following amounts relate to the monthly premium per Insured Person:
From 6 to 20 years old
Opção A |
Age |
ANNUAL EXCESS AMOUNT |
€ 1,000 |
€ 1,500 |
€2,500 |
Up to 5 years |
€ 9.00 |
€ 7.50 |
€ 5.50 |
From 6 to 20 years old |
€ 8.00 |
€ 7.00 |
€ 5.50 |
From 21 to 25 years old |
€ 8.00 |
€ 7.00 |
€ 5.50 |
From 26 to 30 years old |
€ 9.00 |
€ 8.00 |
€ 6.50 |
From 31 to 35 years old |
€ 10.00 |
€ 9.00 |
€ 7.00 |
From 36 to 40 years old |
€ 12.00 |
€ 10.00 |
€ 8.50 |
From 41 to 45 years old |
€ 13.00 |
€ 12.00 |
€ 9.50 |
From 46 to 50 years old |
€ 16.00 |
€ 15.00 |
€ 11.50 |
From 51 to 54 years old |
€ 25.00 |
€ 21.00 |
€ 17.00 |
Opção B |
Age |
ANNUAL EXCESS AMOUNT |
€ 1,000 |
€ 1,500 |
€2,500 |
Up to 5 years |
€ 10.00 |
€ 10.00 |
€ 7.50 |
From 6 to 20 years old |
€ 12.00 |
€ 9.00 |
€ 6.50 |
From 21 to 25 years old |
€ 14.00 |
€ 9.00 |
€ 6.50 |
From 26 to 30 years old |
€ 16.00 |
€ 10.50 |
€ 8.50 |
From 31 to 35 years old |
€ 16.00 |
€ 12.00 |
€ 9.50 |
From 36 to 40 years old |
€ 16.00 |
€ 14.00 |
€ 11.00 |
From 41 to 45 years old |
€ 18.00 |
€ 16.00 |
€ 13.00 |
From 46 to 50 years old |
€ 22.00 |
€ 19.00 |
€ 15.00 |
From 51 to 54 years old |
€ 33.00 |
€ 28.00 |
€ 24.00 |
Depending on the number of family members subscribing the insurance, the following quantity discounts shall be applied:
Nr. of Persons in the Policy |
% Discount |
2 Insured Persons |
2.5% |
3 Insured Persons |
5% |
4 Insured Persons |
10% |
5 or more insured persons |
15% |
Concerning the premiums indicated above, 5.38€ (cost of the policy including legal charges) will be added to the first payment.
The risk assessment made by the Insurance Company may imply alterations in the premium or the exclusion of covers.
Features
Covers and Insured Capital
Covers |
Option A |
Option B |
Hospital Assistance |
€ 10,000 |
€ 25,000 |
Médis Line |
24h/day (1) |
Online Doctor |
Yes |
2nd Opinion (1) |
Yes |
Health & Fitness Network |
Yes |
(1) Access through Médis Line and service provided by Clínica Universitária Navarra. |
Payment of expenses
Payment % |
Option A |
Option B |
Hospital Assistance |
Inside the Network: 100% Outside the Network 35% |
Annual Excess Amounts
Annual Excess Amounts
|
Option A |
Option B |
Hospital Assistance (2) (to be selected by the Customer at the time of subscription) |
€ 1,000 € 1,500 € 2,500 |
(1)In case of an oncological disease, Médis will pay the total of the amount in excess for hospitalization. |
Subscription and permanence age limits
The Médis FIT options may be subscribed until the Insured Person is 54 years of age and do not have a permanence limit.
Waiting periods
The waiting period is the time comprised between the date the Insurance enters into effect and the date when the same may be triggered. They are:
- 180 days for: Hospitalization
- 365 days for:
- Surgical treatment of varicose veins in the legs and disc herniation;
- Haemorrhoidectomy and other treatments for haemorrhoids and surgical treatment of the perianal fistula;
- Treatment of articulation pathologies by arthroscopic surgery;
- Tonsillectomy, adenoidectomy; Myringotomy, with or without the application of ventilation tubes;
- Septoplasty, rhinoseptoplasty and surgical treatment of sleep apnea;
- Surgical excision of benign lesions of the skin and subcutaneous cellular tissue and laser treatments to benign lesions of the skin.
This information does not dispense with the reading of the legally required pre-contractual and contractual information.
How to subcribe
Millennium bcp Clients
Choose one of the three possibilities that Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:
1. Subscription Online
2. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:
Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.
- 2.3. Send the forms to the following address:
Médis
Tagus Park, Edif. 10 - Piso 1
2744-002 Porto Salvo
3. Deliver at any Millennium bcp Branch
Clients with an account in another bank
Select one of the alternatives Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:
1. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:
Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.
- 1.3. Send the forms to the following address:
Médis
Tagus Park, Edif. 10 - Piso 1
2744-002 Porto Salvo
2. Deliver at any Millennium bcp Branch