The Médis FIT Options offer you greater flexibility and you may choose the amount of the premium to pay depending on the annual excess that you select for the Hospitalization cover (the greater the annual excess is, the less you will pay as a premium). Also for your protection, and in case of an oncological disease, Médis will pay the total amount of the excess for hospitalization.

These options give you access to a number of benefits:

• Online Doctor: the Online Doctor service is always with you, anywhere and at any time, through the Médis app. If you feel sick or have questions about medication or an exam, you can make an appointment for the moment or schedule when it is most convenient for you.
• Médis Network: a wide network with all types of medical specialists, Hospitals, Clinics, Emergency or Permanent Assistance Services and Centres providing Supplemental Means for Diagnosis and Treatment Purposes ensuring that, wherever you are, you can always count on the Médis network.
• Médis Card: a personalized card that identifies you as a Médis Customer. After the card is presented, the Health Care Provider will send the invoice directly to Médis and you will only have to pay the amount in excess.
• Médis Line: a phone line available 24 hours a day, 365 days of the year. The information is given by specialized nurses that provide a permanent triage, information, counselling and assistance on Health Care issues adjusted to every medical condition
  How to reach.....
• Médis Assistant Physician: a medical expert specialized in General Practice or Internal Medicine available to assist you in person or over the phone.
• And since we want to always be by your side, now with the Médis APP we are just one touch away on your smartphone and tablet.

The following amounts relate to the monthly premium per Insured Person:

 From 6 to 20 years old

Depending on the number of family members subscribing the insurance, the following quantity discounts shall be applied:

Concerning the premiums indicated above, 5.38€ (cost of the policy including legal charges) will be added to the first payment.

The risk assessment made by the Insurance Company may imply alterations in the premium or the exclusion of covers.

Covers and Insured Capital

Payment of expenses

Annual Excess Amounts

Subscription and permanence age limits

The Médis FIT options may be subscribed until the Insured Person is 54 years of age and do not have a permanence limit.

Waiting periods

The waiting period is the time comprised between the date the Insurance enters into effect and the date when the same may be triggered. They are:

• 180 days for: Hospitalization
• 365 days for:
• Surgical treatment of varicose veins in the legs and disc herniation;
• Haemorrhoidectomy and other treatments for haemorrhoids and surgical treatment of the perianal fistula;
• Treatment of articulation pathologies by arthroscopic surgery;
• Tonsillectomy, adenoidectomy; Myringotomy, with or without the application of ventilation tubes;
• Septoplasty, rhinoseptoplasty and surgical treatment of sleep apnea;
• Surgical excision of benign lesions of the skin and subcutaneous cellular tissue and laser treatments to benign lesions of the skin.

This information does not dispense with the reading of the legally required pre-contractual and contractual information.

Millennium bcp Clients

Choose one of the three possibilities that Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:

1. Subscription Online

2. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:

• 2.1. Take cognizance of the Médis General and Special Conditions (PDF - 585Kb);
• 2.2. Print and fill in the forms of the Médis Subscription Proposal (PDF - 178Kb) and of the Médis Medical Questionnaire (PDF - 120Kb)

Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.

• 2.3. Send the forms to the following address:
  Médis
  Tagus Park, Edif. 10 - Piso 1
  2744-002 Porto Salvo

3. Deliver at any Millennium bcp Branch

Clients with an account in another bank

Select one of the alternatives Millennium bcp gives you for the subscription of the FIT Options of the Médis Health Plan:

1. By mail (printing, filling in and sending forms). To deliver your subscription request you should follow the instructions below:

• 1.1. Take cognizance of the Médis General and Special Conditions (PDF - 585Kb);
• 1.2. Print and fill in the forms of the Médis Subscription Proposal (PDF - 178Kb) and of the Médis Medical Questionnaire (PDF - 120Kb)

Important: it is mandatorily for each person subscribing the insurance to fill in the Medical Questionnaire.

• 1.3. Send the forms to the following address:
  Médis
  Tagus Park, Edif. 10 - Piso 1
  2744-002 Porto Salvo

2. Deliver at any Millennium bcp Branch

• Insurer and Insurance Broker
• Médis website
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• APP only one touch away
• Things you should know about Médis
• My Médis Calculator
• Make a claim
• FAQs