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Youth Protection - Frequently asked questions

What is Youth Protection?

Youth Protection is a Personal Accident insurance policy that provides round-the-clock cover to children and youths under 18 in the event of accidents occurring anywhere in the world (with the exception of countries at risk of war or conflict).

Youth Protection also includes a Public Liability cover that covers you against personal injury and/or material damage the child/youth may come to inflict on others.

What are the advantages of taking out Youth Protection?

Youths are usually fidgety and irreverent by disposition, and their practical jokes often end up causing accidents. It is the parents, however, who ultimately have to deal with the outcome of these accidents.

If you take out Youth Protection you won't need to worry about coming up with the indemnity money for such losses, and can focus all your attention on your child, grandchild or godchild. The Insurer will take care of the rest!

What does Youth Protection cover against?

Youth Protection offers the following basic covers:

  • Personal Public Liability;
  • Treatment and Repatriation Expenses;
  • Illness or accident support;
  • Permanent Disability;
  • Funeral Expenses.

It also offers the following Additional Covers:

  • Extreme Amateur Sports;
  • Hospital Allowance;
  • Care Allowance (requires taking out the Hospital Allowance cover).
Does Youth Protection cover sports accidents?

The Extreme Amateur Sports option covers against accidents sustained during non-federated, amateur sports activities, including the extreme sports included in the proposal form and excluding sport trials at championships and respective training.

Does Youth Protection have Deductibles?

Only the Personal Public Liability cover does, which has a deductible of 10% of the compensation value, payable by the Policyholder.

How do I pay my Youth Protection scheme?

For your convenience, Youth Protection is debited from your bank account.

How do I make a claim?

You must fill in a claim form, providing as much detail as possible, and attach all receipts and proof of expenditure as well as any clinical reports if there were medical costs.