| Fire |
Insured amount
Building, Contents
No Excess |
Insured amount
Building, Contents
No Excess |
Insured amount
Building, Contents
No Excess |
| Storms |
Insured amount
Building, Contents
150€ Excess |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Flooding |
(Optional)
Insured amount
Building, Contents
150€ Excess |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Water Damages |
Insured amount
Building, Contents
150€ Excess |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Malfunction search and repair |
2.5% of insured amount, maximum € 2,500
Building, Contents
No excess |
2.5% of insured amount, maximum € 2,500
Building, Contents
No excess |
2.5% of insured amount, maximum € 5,000
Building, Contents
No excess |
| Landslide |
Insured amount
Building, Contents
150€ Excess |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Theft or Robbery |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Aircraft crash |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Collision / impact of land vehicles |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Oil spill |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Labour Strikes |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Breakage of glass |
- |
2% of insured amount, maximum € 500
Building, Contents
No excess |
2% of insured amount, maximum € 1000
Building, Contents
No excess |
| Breakage or falling of antennas |
- |
1% of insured amount, maximum € 1,000
Building, Contents
No excess |
1% of insured amount, maximum € 1,000
Building, Contents
No excess |
| Breakage or falling of solar panels |
- |
1% of insured amount, maximum € 10,000
Building, Contents
No excess |
1% of insured amount, maximum € 10,000
Building, Contents
No excess |
| Demolition and removal of rubble |
- |
10% of insured amount
Building, Contents
No excess |
10% of insured amount
Building, Contents
No excess |
| Contents custody |
- |
5% of insured amount, maximum € 750/month
Contents
No excess |
5% of insured amount, maximum € 750/month
Contents
No excess |
| Deprivation of housing |
- |
5% of insured amount, maximum € 750/month
Contents
No excess |
5% of insured amount, maximum € 750/month
Contents
No excess |
| Temporary Move |
- |
5% of insured amount, maximum € 750/month
Contents
No excess |
5% of insured amount, maximum € 750/month
Contents
No excess |
Civil liability
Homeowner or occupant |
€ 100,000
Building, Contents
No Excess |
€ 150,000
Building, Contents
No Excess |
€ 250,000
Building, Contents
No Excess |
Civil Liability
Tenant |
€ 100,000
Applicable to the Tenant - Contents
No excess |
€ 150,000
Applicable to the Tenant - Contents
No excess |
€ 250,000
Applicable to the Tenant - Contents
No excess |
Legal costs arising from civil liability
Homeowner/Occupant |
- |
Costs: € 2,500; Fees: € 1,500
Building, Contents
No Excess |
Costs: € 2,500; Fees: € 1,500
Building, Contents
No Excess |
Legal costs arising from civil liability
Tenant |
- |
Costs: € 2,500; Fees: € 1,500
Applicable to the Tenant - Contents
No excess |
Costs: € 2,500; Fees: € 1,500
Applicable to the Tenant - Contents
No excess |
Home personal risks
Death or permanent disability |
- |
25% of contents amount, maximum € 7,500
Contents
No excess |
25% of contents amount, maximum € 7,500
Contents
No excess |
Home personal risks
Medical expenses |
- |
2.5% of contents amount, maximum € 1,250
Contents
No excess |
2.5% of contents amount, maximum € 1,250
Contents
No excess |
Home personal risks
Funeral grant |
- |
5% of contents amount, maximum € 1,250
Contents
No excess |
5% of contents amount, maximum € 1,250
Contents
No excess |
| Home assistance |
- |
See General Conditions
Contents
No Excess |
See General Conditions
Contents
No Excess |
| Aesthetic Damages |
- |
Maximum € 2,500
Building
No excess |
Maximum € 5,000
Building
No excess |
| Acts of vandalism and with malicious intent |
- |
Insured amount
Building, Contents
Chosen Excess |
Insured amount
Building, Contents
Chosen Excess |
| Damage to Landlord's Property |
- |
Maximum € 7,500
Applicable to the Tenant - Contents
No excess |
Maximum € 7,500
Applicable to the Tenant - Contents
No excess |
| Accidental Damages |
- |
- |
€ 1000 / 2 events per year
Contents
€ 200 |
| Household emergency |
- |
See General Conditions
Applicable to the Tenant - Contents
|
See General Conditions
Contents |
| Seismic Phenomena |
(Optional)
Insured amount
Building, Contents
5% Excess |
(Optional)
Insured amount
Building, Contents
5% Excess |
Insured amount
Building, Contents
5% Excess |
| Electrical Risks |
(Optional)
Insured amount
Building, Contents
10% Min. € 150.00 |
(Optional)
Insured amount
Building, Contents
10% Min. € 150.00 |
Own Capital
Building, Contents
10% Min. € 150.00 |
| Damages to gardens and plantings |
- |
- |
(Optional)
Insured amount
Building
No excess |
| Loss of rent payments |
- |
The amount reported for this cover, max. € 7,500
Applicable to the Landlord - Contents
No excess |
The amount reported for this cover, max. € 7,500
Applicable to the Landlord - Contents
No excess |
| Vehicles parked in a garage |
- |
(Optional)
Own amount
Contents
Chosen Excess |
(Optional)
Own amount
Contents
Chosen Excess |
| Guarantee extension for appliances |
(Optional)
See General Conditions
Contents |
(Optional)
See General Conditions
Contents |
See General Conditions
Contents |
Civil Liability
Swimming pools |
- |
- |
(Optional)
€ 250,000
Building
No excess |
| Damages to outside walls |
- |
- |
(Optional)
Up to 10% of the property value
Building
Chosen Excess |
| IT Assistance |
- |
(Optional)
See General Conditions
Contents |
See General Conditions
Contents |
| Electricity Assistance |
- |
(Optional)
See General Conditions
Building |
See General Conditions
Building |
| Senior Assistance |
- |
(Optional)
See General Conditions
Building or Contents |
(Optional)
See General Conditions
Building or Contents |