Fire |
Insured amount Building, Contents No Excess |
Insured amount Building, Contents No Excess |
Insured amount Building, Contents No Excess |
Storms |
Insured amount Building, Contents 150€ Excess |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Flooding |
(Optional) Insured amount Building, Contents 150€ Excess |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Water Damages |
Insured amount Building, Contents 150€ Excess |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Malfunction search and repair |
2.5% of insured amount, maximum € 2,500 Building, Contents No excess |
2.5% of insured amount, maximum € 2,500 Building, Contents No excess |
2.5% of insured amount, maximum € 5,000 Building, Contents No excess |
Landslide |
Insured amount Building, Contents 150€ Excess |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Theft or Robbery |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Aircraft crash |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Collision / impact of land vehicles |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Oil spill |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Labour Strikes |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Breakage of glass |
- |
2% of insured amount, maximum € 500 Building, Contents No excess |
2% of insured amount, maximum € 1000 Building, Contents No excess |
Breakage or falling of antennas |
- |
1% of insured amount, maximum € 1,000 Building, Contents No excess |
1% of insured amount, maximum € 1,000 Building, Contents No excess |
Breakage or falling of solar panels |
- |
1% of insured amount, maximum € 10,000 Building, Contents No excess |
1% of insured amount, maximum € 10,000 Building, Contents No excess |
Demolition and removal of rubble |
- |
10% of insured amount Building, Contents No excess |
10% of insured amount Building, Contents No excess |
Contents custody |
- |
5% of insured amount, maximum € 750/month Contents No excess |
5% of insured amount, maximum € 750/month Contents No excess |
Deprivation of housing |
- |
5% of insured amount, maximum € 750/month Contents No excess |
5% of insured amount, maximum € 750/month Contents No excess |
Temporary Move |
- |
5% of insured amount, maximum € 750/month Contents No excess |
5% of insured amount, maximum € 750/month Contents No excess |
Civil liability Homeowner or occupant |
€ 100,000 Building, Contents No Excess |
€ 150,000 Building, Contents No Excess |
€ 250,000 Building, Contents No Excess |
Civil Liability Tenant |
€ 100,000 Applicable to the Tenant - Contents No excess |
€ 150,000 Applicable to the Tenant - Contents No excess |
€ 250,000 Applicable to the Tenant - Contents No excess |
Legal costs arising from civil liability Homeowner/Occupant |
- |
Costs: € 2,500; Fees: € 1,500 Building, Contents No Excess |
Costs: € 2,500; Fees: € 1,500 Building, Contents No Excess |
Legal costs arising from civil liability Tenant |
- |
Costs: € 2,500; Fees: € 1,500 Applicable to the Tenant - Contents No excess |
Costs: € 2,500; Fees: € 1,500 Applicable to the Tenant - Contents No excess |
Home personal risks Death or permanent disability |
- |
25% of contents amount, maximum € 7,500 Contents No excess |
25% of contents amount, maximum € 7,500 Contents No excess |
Home personal risks Medical expenses |
- |
2.5% of contents amount, maximum € 1,250 Contents No excess |
2.5% of contents amount, maximum € 1,250 Contents No excess |
Home personal risks Funeral grant |
- |
5% of contents amount, maximum € 1,250 Contents No excess |
5% of contents amount, maximum € 1,250 Contents No excess |
Home assistance |
- |
See General Conditions Contents No Excess |
See General Conditions Contents No Excess |
Aesthetic Damages |
- |
Maximum € 2,500 Building No excess |
Maximum € 5,000 Building No excess |
Acts of vandalism and with malicious intent |
- |
Insured amount Building, Contents Chosen Excess |
Insured amount Building, Contents Chosen Excess |
Damage to Landlord's Property |
- |
Maximum € 7,500 Applicable to the Tenant - Contents No excess |
Maximum € 7,500 Applicable to the Tenant - Contents No excess |
Accidental Damages |
- |
- |
€ 1000 / 2 events per year Contents € 200 |
Household emergency |
- |
See General Conditions Applicable to the Tenant - Contents
|
See General Conditions Contents |
Seismic Phenomena |
(Optional) Insured amount Building, Contents 5% Excess |
(Optional) Insured amount Building, Contents 5% Excess |
Insured amount Building, Contents 5% Excess |
Electrical Risks |
(Optional) Insured amount Building, Contents 10% Min. € 150.00 |
(Optional) Insured amount Building, Contents 10% Min. € 150.00 |
Own Capital Building, Contents 10% Min. € 150.00 |
Damages to gardens and plantings |
- |
- |
(Optional) Insured amount Building No excess |
Loss of rent payments |
- |
The amount reported for this cover, max. € 7,500 Applicable to the Landlord - Contents No excess |
The amount reported for this cover, max. € 7,500 Applicable to the Landlord - Contents No excess |
Vehicles parked in a garage |
- |
(Optional) Own amount Contents Chosen Excess |
(Optional) Own amount Contents Chosen Excess |
Guarantee extension for appliances |
(Optional) See General Conditions Contents |
(Optional) See General Conditions Contents |
See General Conditions Contents |
Civil Liability Swimming pools |
- |
- |
(Optional) € 250,000 Building No excess |
Damages to outside walls |
- |
- |
(Optional) Up to 10% of the property value Building Chosen Excess |
IT Assistance |
- |
(Optional) See General Conditions Contents |
See General Conditions Contents |
Electricity Assistance |
- |
(Optional) See General Conditions Building |
See General Conditions Building |
Senior Assistance |
- |
(Optional) See General Conditions Building or Contents |
(Optional) See General Conditions Building or Contents |