Coverages (summary)
Bodily Injuries expenses
Payment of a corresponding indemnity dependent on the age of the Insured Person at the time of the accident and on the table of coverages and guarantees specific to the 55-85 Personal Accidents Insurance Protection, which is included in the respective Special Conditions.
Hospitalization Expenses
Expenses related to hospitalization resulting from an accident will be reimbursed, provided that they arise within 90 days of the accident.
Death
Payment of the guaranteed capital, due to the death of the Insured Person as a consequence of Accident, to the beneficiary indicated in the proposal or, lacking that information, to the legal heirs.
Assistance to Senior Individuals
Several guarantees, such as: Medical, medication and hospitalization expenses abroad, Physiotherapy and Nursing Services at home, due to sudden illness or accident, Check-up discount, Domestic Help. If an incident occurs, the Insured Person or his/her legal representative, should contact the assistance services through the Phone Line (+351) 210347940.
Médis Family Line
Specialized phone assistance, available 24/7, 365 days /year, where nurses provide permanent counselling and assistance on Health Care issues. This service can also work together with the assistance provider, by triggering the warranty of home medical insurance.
If an incident occurs, the Insured Person or his/her legal representative, should contact the assistance services through the Phone Line (+351) 210347940.
Telecuidado
Daily assistance service to the Insured Person, by means of a mobile phone adapted to senior citizens. Includes the Management of emergency situations and also the monitoring of their health condition. Ensures the provision of support, comfort and safety of the Insured Individual and eventually to the Insurance Holder (if it is a different person).
Funeral expenses
Reimbursement of the funeral expenses.
Family Civil Liability
Guarantees the payment of indemnities arising from civil liability resulting from body injuries and material damages to third-parties, by any member of the Insured Person’s household.
Cover Pack Bicycles
A Special cover including a set of 10 assistance services, with several indemnity limits, available 24/7.
Namely Transportation in case of Accident, Replacement Bicycle, Damages in Clothing and Footwear, Legal Protection, transportation to an Hospital, and Safekeeping of the Bicycle, if necessary.
Covers |
Essential |
Top |
Amount paid by the Insurance Holder |
Base |
Capital |
Capital |
|
Death |
€ 10.000 |
€ 50.000 |
No excess |
Bodily injuries |
€ 5.000 |
€ 7.500 |
No excess |
Assistance to Senior Individuals |
As per Special Conditions |
Médis Family Line |
As per Special Conditions |
Optional Covers |
Quarterly Premium |
|
Hospitalization |
€ 1.000 |
€ 2.500 |
No excess |
Telecuidado |
As per Special Conditions |
Funeral Expenses |
€ 1.500 |
€ 3.000 |
No excess |
Family Civil Liability |
€ 25.000 |
€ 50.000 |
10% on the value of the indemnity with a € 150 minimum |
Pack Bicycles |
As per Special Conditions |
Age Limit:
Subscription: the Insured Person must be between 55 and 79 years old (the Policy Holder must be an adult).
Permanence: up to 85 years old.
By the end of the year when the insured person completes 80 years, the capital of all the coverages goes down 50%, exception made to the Assistance to Senior Individuals and Telecuidado which remain unchanged, together with the remaining conditions.
This information does not dispense with the reading of the legally required pre-contractual and contractual information.
For further information, carefully read the General Conditions and Specific of the 55-85 Protection Insurance.