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Seguro Automóvel

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Advantages

Download and explore the new Móbis Assistência App, available for Apple and AndroidTM.

With this app we want to be there for you when you need us the most, so that you can contact us anytime anywhere.

We advise you to fill in your profile so that, when you need to, it is easier to ask for assistance.

It is also important that you confirm your contact information because we will use them to send you real time information on your assistance request.


Download the Mobis Assistência App Now:

  Apple - Download here   Android TM - Download here
 

Apple - Download here

 

Android™ - Download here


With MOBIS what matters most is not your car model or age, but whether you're a good driver.

With MOBIS, good drivers can save and benefit from:

  • Insurance at a competitive price, tailored to your car's characteristics;
  • Discount on premium when there are no claims.

But this isn't all there is to MOBIS advantages:

With Mobis TOP, if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

We also offer 24/7 Travel Assistance to persons and vehicle, from your doorstep (Km zero), available in 2 options (Basic Option and Full Option) so you can choose which one fits you the best. With the Full Option, you will get the following covers and more:

  • Lack of fuel;
  • Car keys misplaced, stolen or left inside the vehicle:
  • Tire replacement.

In MOBIS conventional protection you can still add extra services to you motor insurance, where it’s possible to add 3 optional services packs:

Pack Relax
  • Assistance filling the friendly declaration of accident
  • Check Auto (free and Annual Check oil levels, lights, braking system and tire pressure)
  • Jockey Service (by appointment with 48 hours in advance, we provide transport and respective return of the vehicle for inspection and / or maintenance)
  • Bike Protection (support of the damage repair costs occurred during the bike transport, following a car accident. It also ensures the bike repair costs in the event of failure and provides the transport of the bike and its occupant to the residence)
Pack Vintage
  • Safe Taxi (organizes and supports the travel costs of the insured persons by taxi from his/her home to the airport, train station or bus station)
  • Assistance filling the friendly declaration of accident
  • Replacement vehicle in the event of maintenance of vehicle insurance
  • Auto Wash (1 external washing service in Network Recommended Workshops)
Pack Prestige
  • Auto Line (in case of breakdown/malfunction, this service provides an analysis and validation of vehicle repair budget according to market references)
  • Jockey Service (by appointment with 48 hours in advance, we provide transport and respective return of the vehicle for inspection and / or maintenance)
  • Safe Taxi (organizes and supports the travel costs of the insured persons by taxi from his/her home to the airport, train station or bus station)
  • Tire Cover (Assume the cost of tire repair or replacement, with the same characteristics as the tire insured

Plus a Replacement Vehicle cover that can be triggered in case of accident. And now also in case of breakdown!

Read more about MÓBIS and find out how much you can save for being a good driver!

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Fees and Commission

The Car Protection premium will depend on the characteristics of the vehicle, user driver, chosen option and deductibles, and number of years without accidents.

Run a simulation here.

Features

With three levels of added protection and advantages, MOBIS is the car insurance plan for good drivers:

Options (Cars):

  • MOBIS Mini - this Option answers your concern about only having third-party insurance of Civil liability by including Travel Assistance and Legal Protection coverage.
  • MOBIS Extra - your insurance can offer you and your car even more protection. On top of the MOBIS Mini covers, you also get a Passengers cover. You may also choose to take out the optional One-off Breakage of Glass, Theft or Larceny and Replacement Vehicle (from Accident and from Breakdown) covers.
  • MOBIS Top - if your car is more than a simple means of transportation to you, then this is the option you're looking for. You'll have access to a very wide range of covers that provide effective protection against damage to your vehicle whilst ensuring passenger comfort.
    But this option offers you more: if you choose from the Recommended Auto Workshop network, you'll not only enjoy better prices in the event of crash, collision or rollover, but your car insurance premium won't increase for the first year

But this option offers you more: if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

Also learn about the solutions we've got for 2-wheeled vehicles!

Covers and Sums Insured

  Light, Multi-purpose and Vans
Covers/Sums Option
MOBIS Mini
Option
MOBIS Extra
Option
MOBIS Top
Public Liability (1) Included
7,290,000 €
Included
7,290,000 €
or
50,000,000 €
Included
7,290,000 €
or
50,000,000 €
Travel Assistance
(Km zero)

Included
Basic

Included
Basic
Total

Included
Basic
Total
Legal Protection Included Included Included
Vehicle Occupants
(Death or Permanent
Disability/
Treatment Expenses)
Optional
10,000 €/ 1,000 €
or
15,000 € /1,500 €
or
25,000 € /2,500 €

Included
10,000 €/ 1,000 €
or
15,000 € /1,500 €
or
25,000 € /2,500 €

Included
10,000 € /1,000 €
or
15,000 €/ 1,500 €
or
25,000 € /2,500 €
One-off Breakage of Glass (2) - Included
750 €
or
1,000 €
or
1,500 €
or
2,500 €
Included
750 €
or
1,000 €
or
1,500 €
or
2,500 €
Crash, Collision or Rollover - -

Included
Recommended Auto
Workshop network
or
Total

Fire, Lightning Strike
or Explosion
- Optional Included
Theft or Larceny - Optional Included
Natural Phenomena - Optional Optional
Acts of Vandalism - - Optional
Replacement Vehicle
per accident (3)
- Optional Optional
Replacement Vehicle from Breakdown (4) - - Optional
Luggage - -

Optional
500 €

Pack Relax Optional Optional Optional
Pack Vintage Optional Optional Optional
Pack Prestige Optional Optional Optional

(1) This sum indicates the insurer's maximum responsibility and includes the minimum sums required by law to cover for bodily injury and material damage.
(2) This cover cannot be taken out for vehicles that are 20 years old or more.
(3) Maximum 30 days per year.
(4) Maximum 5 days per incident and 10 days per year.


Covers/Sums 2-wheeled vehicles (Motorcycles)
Option
MOBIS Extr
Option
MOBIS Top
Public Liability1

Included
7,290,000 €
or
50,000,000 €

Included
7,290,000 €
or
50,000,000 €

Travel Assistance
(Km Zero)
Included Included
Legal Protection Included Included
Crash, Collision or Rollover - Optional
Fire, Lightning Strike or Explosion - Optional
Theft or Robbery - Optional
Pack Relax Optional Optional
Pack Vintage Optional Optional
Pack Prestige Optional Optional

1 This sum indicates the insurer's maximum liability and includes the minimum sums insured required by law to cover for Bodily Injury and Material Damage.

 

Deductibles in case of accident

Covers/Sums Deductibles in case of accident
Crash, Collision or Rollover 0%, 2%, 4%, 8%, 12% or 20% of sum insured
2-wheeled Vehicles: 20% of sum insured
Fire, Lightning Strike or Explosion 2% of sum insured
2-wheeled Vehicles: 20% of sum insured
Theft or Larceny 2-wheeled Vehicles: 20% of sum insured
Natural Phenomena 2% of sum insured
Acts of Vandalism 2% of sum insured
Luggage 20% of value of damage, minimum 50 €


Malus Bonus Scheme

The covers subject to surcharge/deduction for accidents (Malus Bonus) are:

  • Public Liability;
  • Crash, Collision and Rollover.

Years with no accidents 0 yrs. 1 yrs. 2 yrs. 3 yrs. 4 yrs. 5 yrs. 6 yrs. 7 yrs. 8 yrs. > ou =
9 yrs.
% Discount 0% 10% 15% 20% 25% 30% 35% 40% 45% 50%


General Terms and Conditions

This information does not exclude the reading of the legally required pre-contractual and contractual information.

How to subscribe

  1. Sign up here
  2. By Post:
    Carefully read the General Terms and Conditions*
    Print out and fill in the Proposal Form* and post it in a white envelope (no stamp required) to this address:
  3. Millennium bcp
    Tagus Park, Edif. 10 - Piso 1
    2744-005 Porto Salvo

    At any Millennium bcp branch.

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