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Solução Mais Portugal

Integrated solution for banking
products and services.
Feel closer to Portugal even when
you are far away.



With the Solução Mais Portugal you may accede unique conditions that will help you in the daily management of your account.

Wherever you are, Millennium bcp is with you.​

Fees and Commissions

Our Solução Mais Portugal has a membership monthly package-account maintenance fee of 8€ (plus Stamp Duty).

Clients who open and monthly increase, minimum of 100€ the balance of Poupança Reforço or Poupança Aforro may enjoy, by paying a monthly package account maintenance fee of 5€ per month and join the digital document service.

Extra charges may apply if you use related products and services.

If new customer the minimum account opening amount is 250€.

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Current Account

The associated account will be exempt from maintenance fee. Exemption corresponding to a maximum amount of 5.20 € /month (plus Stamp tax).

Credit and MB WAY Transfers

Exemption from payment of commissions on Credit Transfers and MB WAY carried out on the Millennium App:

  • In SEPA + Credit Transfers and SEPA + Standing Order, in Euros (non-urgent), destined for countries adhering to SEPA (27 EU countries, the three three from the EEA (European Economic Area) outside the European Union - Iceland, Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or Currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Krona and Romanian Leu) as long as ordered with indication the NIB, or the IBAN (depending on the transfer order reception channel), and carried out using automatic channels (ATM, Millennium bcp internal self-banking machines, automated telephone service (VRS), Millennium App and at www, by debit of the adherent account, in unlimited number, subject to the specific limits of each channel and up to a maximum value of € 99,999.99 per transaction (or equivalent if in Swedish Krona or Romanian Leu). It corresponds to a value of € 1.10 per transfer.
  • Exemption from payment of MB WAY Transfer fees made on the Millennium App, in the amount of 0.1% or 0.2% of the transfer amount, depending on ordered from a debit or credit card respectively, even for operations over €30 or a total of €150 or 25 transfers per month.

Exemption from the payment of requisition expenses and delivery of up to 2 groups of 5 crossed non-endorsable cheques, per year, through the Self Banking internal ATM network of Millennium bcp, corresponding to the value of € 7.25 / group. Each cheque issued is subject to stamp tax.
Subject to credit assessment.

Debit Card

2 Visa Débito cards, free of annual fees worth 23 € each (plus Stamp Tax).

Credit Card - 12.6% TAEG

Includes 2 credit cards Classic free from annual fees, in the amount of 10 € each plus stamp tax: 12.6% TAEG (Global Annual Effective Rate) and 10.500% TAN (Nominal Annual Rate) for a 1,500 € credit paid over 12 equal monthly repayments, plus interests and expenses.

The subscription is subject to Millennium bcp's risk analysis and credit assessment.

Cards - Exempted from Fees in Transactions made Abroad

Transactions made abroad, in countries and in currencies not ruled by EU Regulation 2021/1230, are subject to the following fees:

  • ISF - International Servicing Fee: 3.85% on the amount of the purchase (plus Stamp tax)
  • Withdrawals using a debit card: € 4.00 + 0.50% + 3.85% (plus stamp tax)

The Holders of cards part of the Mais Portugal Solution are exempt from those fees in transactions made in their country of residence.

Countries where EU Regulation 2021/1230  (Euro Zone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy Luxembourg, Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia, Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Coins covered: Euro, Swedish Krona and Romanian Leu.

Home Medical Emergency Insurance and Repatriation in case of Death

Increased safety in Portugal. This Solution includes a Home Medical Emergency Insurance in Portugal that covers the holder, spouse or equivalent, and economically dependent children that live at the same address and in Portugal, are single and under 24 year old). This insurance provides you, in medical emergency situations during your stay in Portugal, with home medical assistance, namely medical house calls, transportation by an ambulance and a baby-sitting service, among other. The home medical emergency insurance is limited to three calls per year. The urgent medical assistance service requires the copayment of 10 € per call and may be requested by calling 210 347 933 on business days from 20:00 to 07:00 and Saturdays, Sundays and holydays from 00:00 to 24:00). The Insurance is valid in Portugal, exception made to the Azores where the cover will only be valid in the island of São Miguel.

The Solução Mais Portugal includes an insurance that ensures, in case of death by accident abroad, the repatriation of the first holder of the solution up to a limit of 5,000 €.

Insurance Discounts
  • Personal Accidents: (except Travel Protection - Day-to-Day Option): Exemption from the 12th monthly fee (1st year) + Home Medical Assistance Pack (1 year of use)².
  • Médis and Médis Dental Health Insurance: Exemption from the 12th and 24th monthly fee.
  • Homin: Exemption from the 12th monthly fee and the 1st annuity from the "Domestic Emergency" coverage.
  • Yolo: Exemption from 12th and 24th monthly fees.

Free of charge, this service allows you to access the Bank via phone (Distance Sales and Phone Banking), via the website of Millennium bcp and via your mobile phone or Smartphone (Mobile Banking). Through these channels you will be able to, in a very simple and safe manner, carry out transactions using all your accounts with Millennium bcp, without the need to go to your Millennium bcp Branch in Portugal.

How to subscribe

Submit here your subscription request or go to a Millennium bcp Branch.

For further information, please call 91 827 24 24 / 93 522 24 24 / 96 599 24 24 / +351 21 005 24 24 (from Portugal or abroad) - Personal assistance 24/7.

The cost of the calls depends on the specific prices agreed by you with your telecommunication operator.

The acceptance of this subscription depends on the observance of the subscription criteria defined for each Solution. ​

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