Advance, on the first day of each month, of up to 100% of your salary or pension received in your Millennium bcp account.
For an amount of 1,500 € for 90 days at a 12.250% TAN (Annual Nominal Rate), the interests will amount to 45.93 € plus 1.83 € of stamp tax, corresponding to a 13.5% TAEG (Global Annual Effective Rate). Exemption of tax stamp for the use of the credit up to the amount of the monthly wage credited in your account. Subject to credit assessment.
The transfer of the salary does not imply or assume the subscription of any overdraft facility or of any similar credit operation.
- The maximum amount of the Credit Salary Advantage will be, on the 1st of each month, equal to the monthly average of the amounts credited to the Current Account, in the two preceding months, as wage/pension.
- If, in the month immediately preceding, there is no credit for any amounts in the form of wage/pension, the maximum amount of the Credit Salary Advantage will be 75% of the amount determined in accordance with the provisions set forth above;
- If, during 2 consecutive months, the processing of properly coded transfers of wages/pensions is not verified, no credit captive is generated, so you will not have access to salary/pension advance.
Subject to credit assessment.