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Millennium GO!

Integrated solution for
banking products
and services.
Get ready to go even further.

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Advantages

For only 1€/ month! If you are between 18 and 30 years old, life really starts now. And because you are a Client of Millennium bcp, you get loads of advantages. For only 1€/month, if you receive a salary of 500€ or more in a Millennium bcp account and if you subscribe to the e-statements (otherwise you will have to pay a monthly package-account maintenance fee of 3.5€) Millennium GO! takes you further into your new life and gives you everything you need for the future. All the fees indicated are subject to Stamp Tax.

Because the conquest of your independence starts with Millennium. Get ready to go even further.

Subscribe to Millennium GO! and you will also get advantages with a large number of partners.​

Fees and Commissions

Subscribing to Millennium GO! implies the payment of a monthly management fee of 1€/month (+ Stamp Tax) if you receive a salary of 500€ or more in a Millennium bcp account and if you subscribe to the e-statements, otherwise the package-account maintenance fee will amount to 3.5€/month (+ Stamp Tax).

If new customer the minimum account opening amount is 250€.

All the fees indicated are subject to Stamp Tax as per the legal rates in effect.​

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Features

Current Account

By subscribing to the Millennium GO!, the associated account will be exempt from maintenance fee. Exemption corresponding to a maximum amount of € 5.20/month (+ Stamp duty).

Credit and MB WAY Transfers

Exemption from payment of commissions on Credit Transfers and MB WAY carried out on the Millennium App:

  • In SEPA + Credit Transfers and SEPA + Standing Order, in Euros (non-urgent), destined for countries adhering to SEPA (27 EU countries, the three three from the EEA (European Economic Area) outside the European Union - Iceland, Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or Currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Krona and Romanian Leu) as long as ordered with indication the NIB, or the IBAN (depending on the transfer order reception channel), and carried out using automatic channels (ATM, Millennium bcp internal self-banking machines, automated telephone service (VRS), Millennium App and at www .millenniumbcp.pt), by debit of the adherent account, in unlimited number, subject to the specific limits of each channel and up to a maximum value of € 99,999.99 per transaction (or equivalent if in Swedish Krona or Romanian Leu). It corresponds to a value of € 1.10 per transfer.
  • Exemption from payment of MB WAY Transfer fees made on the Millennium App in the amount of 0.1% or 0.2% on the transfer amount, depending on whether it is carried out with a debit or credit card, in amounts exceeding:
    • € 30 per operation, or
    • € 150 of transfers made in the month, or
    • 25 transfers made in the month.
Cheques

Exemption from the payment of requisition and delivery expenses of up to 1 group of 5 crossed non-endorsable cheques, per month, through the Self-Banking of Millennium bcp, corresponding to the value of € 7.25 per group.

Each cheque issued is subject to stamp tax, in the amount of 5 cents.

Subject to credit decision.

Debit Card

Millennium GO! Includes one Mastercard Débito GO! card, free of annual fees to use the associated account. Exemption from annual fee corresponding to the amount of 18 € (plus Stamp tax).

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Credit Card - 14.6% TAEG

Possibility of having 1 GO! credit card, 14.6% - Global Annual Effective Rate and 13.100% TAN - Annual Nominal Rate for a € 1,500 credit paid over 12 equal monthly repayments, plus interests and expenses.

The subscription is subject to Millennium bcp's risk analysis and credit assessment.

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Car Leasing - 3.0% TAEG

50% reduction in the file fee in Leasing operations with indexed rate and exclusively for new vehicles.

3.0% TAEG (Global Annual Effective Rate) for a loan amounting to 18,000€ in Leasing, (PVP 22.500€ with an initial payment of 20%), in 84 months, residual value of 5% and a monthly payment of 226.17€. Nominal rate of 2.758%, having as reference the 12 Months Euribor, 360 days (simple arithmetic average of the daily quotations of September 2021 -0.492%, rounded to three decimal places, plus a 3.250% spread - spread defined in view of the Customers' risk profile, initial payment and term of the operation). The total amount charged to the Client is 24,507.81€. It includes setup fee (90€), interests and value added taxes on instalments and fees. Conditions valid until December 31st.

Subject to credit risk assessment and Banco de Portugal's macroprudential recommendations.

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Family Civil Liability Insurance

Millennium GO! includes a Family Civil Liability Insurance that comprises its holder and members of his/her family (spouse or partner in a civil union, aged between 18 and 25 years old, inclusively, and economically dependent children that live at the same address). This insurance covers a maximum capital of 150,000 € per annuity, with a sub-limit of 25,000 € per injured individual.

Robbery Insurance

Millennium GO! It includes a Robbery Insurance that protects you from losses or damages caused to the insured assets due to a robbery inflicted to the insured individual, with violence or threat that endangers his/her life or physical integrity.
The indemnities due under this cover cannot exceed 650 € per event and 1,000 € in total for all the events occurred during each year of insurance.

E-Statement

Millennium bcp provides you with the possibility of receiving your e-statements in your inbox and consult them online at www.milllenniumbcp.pt with total privacy and safety: all you have to do is to provide your e-mail address and you will be able to receive your e-statements every month directly in your e-mail and save them in your computer instead of paper.

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Millennium Mobile

The Millennium App is available for Apple and Android™ phones and for Apple Watch. In it, you will find all the tools you need to manage your financial affairs, right where you are. Download and install the Millennium App for free right now and next time you need to go to the Bank, just sit back and open the app.
But there is more. If you go to millenniumbcp.pt on your smartphone or tablet, the website will adjust to your screen through the Mobile Web service. An intuitive interface adjusted to the screens you use the most every day.

Apple is a trademark of Apple Inc., registered in the USA and in other countries. Apple Watch requires an iPhone 5 or a newer model.
AAndroid is a registered trademark of Google Inc.

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Monthly Management Fee

The subscription of Millennium GO! implies the payment of a monthly management fee of 3.5 €/ month (+ Stamp duty). You may benefit from a discount in the monthly management fee, since Clients that receive a salary amounting to 500 € or more, in an account with Millennium bcp, will only pay 1 €/month (+ stamp duty) if they subscribe to e-statements.

The information on insurances does not dispense with the reading of the legally required pre-contractual and contractual information.

These benefits are only valid while you are a subscriber of this integrated solution of bank products and services. The termination of the subscription agreement shall determine the application of the pricing in force for each of the products and services that continue active.

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How to subscribe

Submit here your subscription request or go to a Millennium bcp Branch.

For further information, please call 91 827 24 24 / 93 522 24 24 / 96 599 24 24 / +351 21 005 24 24 (from Portugal or abroad)* (Personal Assistance 24/7).

* The cost of the calls depends on the specific prices agreed by you with your telecommunication operator.

The acceptance of this subscription depends on the observance of the subscription criteria defined for each Solution.​

Partnerships

GO! Partners

Millennium GO! selected a number of partners that will provide you with several tools to help you to enjoy your day the best way possible. All you have to do is present your GO! debit card and you will have access to everything our partners reserved for you.

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