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Programa Prestige

Integrated solution for banking products and services.
Saving is already part of your day-to-day life.



To have the Programa Prestige is to have an exclusive and personalized monitoring in your daily life; a set of distinctive products designed exclusively for you and your family and exclusive services that allow you to manage your assets.

You have access to a custom manager, a reliable dedicated professional and always available and the tool that provides you with an integrated view of your assets and helps you plan your future investments. ​

Fees and Commissions

The Prestige Programme implies a monthly package-account maintenance fee of 4.5 €, 6 € or 15 € depending on the Client's age and financial involvement with the Bank.

Decrease your fee by increasing your relationship with Millennium!


  Fees: 6 € Fees: 4,5 €
Age Financial
Assets (€)
Wage (€) Financial Assets (€)
Wage (€)
Financial Assets (€)
Card charges (€)
≥ 45 ≥ 50,000 € ≥ 2,500 € ≥ 50,000 € +
≥ 500 €
≥ 50,000 € +
≥ 500 €
≥ 35 < 45 ≥ 35,000 € ≥ 2,000 € ≥ 35,000 € +
≥ 500 €
≥ 35,000 € +
≥ 500 €
≥ 18 < 35 ≥ 20,000 € ≥ 1,500 € ≥ 20,000 € +
≥ 500 €
≥ 20,000 € +
≥ 500 €

All the fees indicated are subject to Stamp Tax as per the legal rates in effect.

If new customer the minimum account opening amount is 250€.


Debit Card

2 Prestige Débito exempt from the payment of the annual fee, corresponding to 20 € for the primary cardholder and 20 € for additional holders.

Credit Card - 15.3% TAEG

Includes 2 credit cards Prestige, free from annual fees, in the amount of 50 € each plus stamp tax.

Credit Prestige Card: 15.3% TAEG (Global Annual Effective Rate) and 9.300% TAN (Nominal Annual Rate) for a 2,500 € credit paid over 12 equal monthly repayments, plus interests and expenses.

Subject to credit decision.

Pre-Paid Card

Request a Free Web or, in alternative, a Free Junior, and be exempt from payment of the corresponding annual fee, as long as the card is associated with your Programa Prestige demand deposit account. Cost per unit of the benefit to be borne by the customer should he/she cancel the Programa Prestige: Free Web card 10 €/ year; Free Junior card 5 €/year.


Exemption from the payment of requisition and delivery expenses of up to 1 group of 5 crossed non-endorsable cheques, per month, through the Self-Banking of Millennium bcp, corresponding to the value of 6.25 € per group.

Each cheque issued is subject to stamp tax, in the amount of 5 cents.

Subject to credit decision.

Credit and MB WAY Transfers

Exemption from the payment of fees for credit and MB WAY Transfers:

  • In SEPA credit transfers + and SEPA Standing orders + in Euros (not urgent), to countries that are SEPA members (27 countries of the European Union, the 3 in the EEA (European Economic Area) outside the European Union - Iceland , Norway and Liechtenstein - plus Switzerland, Monaco, S. Marino, Andorra, Vatican and United Kingdom) or Currencies covered by Regulation (EC) No. 924/2009 (Euros, Swedish Kronor and Romanian Lei), provided that the order indicates the BIN, or IBAN (depending on the channel where the transfer order is made), and made through automated channels (ATM, Millennium bcp internal self-banking machines, Automated phone answering system (VRS), Millennium App and in by debit of the associated account, in an unlimited number, subject to the specific limits of each channel and up to the maximum amount of € 99,999.99 per transaction (or counter value if in Swedish Krona or Romanian Lei). Represents a saving of € 1.00 per transfer.
  • In MB WAY Transfers made in the Millennium App and MB WAY App, by debit of the associated account. Represents savings of € 0.50 and € 1.20 per transfer, respectively.
Prestige Insurance

This integrated solution includes four insurance policies to guarantee the safety of what you value most:

  • Family Civil Liability Insurance
    With a maximum capital of 150,000 € per annuity and one sub-limit of 25,000 € per claim.
  • Home Medical Emergency Insurance
    For the primary holder of the Programa Prestige demand deposit account and his/her household (valid nationwide, with the exception of the Azores where coverage is limited to São Miguel Island. Use requires a co-payment of 10 € per visit).

    In the context of the pandemic declared by the WHO and the evolution of the epidemiological scenario of Covid-19, home visits made by a physician are "suspended" and, alternatively, are carried out by video-appointment (every day, from 9 a.m. to 9 p.m.) or tele-appointment (during the remaining hours). This service has national coverage and is available through the number 210 347 940.

    How does it work?
    1. The customer contacts the Insurance Services and informs if he/she wishes to make a telephone or video appointment, indicating a telephone contact or email address;
    2. he customer will then receive a telephone contact or a link in the email to access the Video Call.

  • Laptop Robbery Insurance
    For the primary holder of the Programa Prestige demand deposit account, with a capital of 600 € maximum per year.
  • IT Electronic Equipment Multi-risk Insurance
    For the primary holder of the Programa Prestige demand deposit account.
Vantagem Família

The holder of the Prestige Programme can associate to the Prestige Account up to five other current accounts provided that the individual(s) that hold each account are related in the first and second degree (parents and children, grandparents and grandchildren), have an undissolved marriage or live in a verifiable civil union.

These accounts have the following benefits:

  • Commission-free Standard Account Maintenance corresponding to a maximum value of 5.20 €/month (except for associated accounts classified as Minimum Banking Services Accounts, Private Recheio Accounts or Programa Prestige accounts.
  • Internal transfers between Programa Prestige demand deposit accounts and associated accounts are exempt from the payment of the commission provided for in the price list, regardless of the channel used.

Preferred conditions on credit, insurance, integrated solutions and savings.

Exclusive for accounts in Euros.

Renting Safety deposit Boxes

20% reduction in the amount of commission for an annual rental fee (corresponding to a maximum of 25 € per year).

Services (Personal Manager and Dossier Prestige)
  • The Programa Prestige gives you a professional manager for personalized monitoring: a Manager that knows you and ensures the management of your banking relationship with Millennium bcp. This professional will carry out your investment decisions, making the management of your assets more efficient and simpler.
  • The Dossier Prestige allows you to have detailed access to information about your demand deposit account and related products, including, if applicable, information on your investment portfolio, distribution of investments by asset classes and maturity dates. This tool provides you with an integrated view of your assets and helps you plan your future investments.

How to subscribe

To subscribe go to a Millennium bcp Branch.

If you are not yet a customer of Millennium bcp, please find out here what you must do to become one.

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