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Médis Companies Health
Care Plan

There’s a new way of thinking health.
And a new Médis who thought about your Employees.

Advantages

By means of the Médis Integrated System for the Provision of Health Care, the Médis Companies Health Care Plan provides the Company's employees with quality medical assistance that offers them:

  • Protection for their families.
  • Access to a vast number of differentiated services (ex: Médis Line, Assistant Physician)

If your Company has 2 or more employees, subscribe the Médis Companies Health Care Plan.​​

What are the costs

The following Premiums in Euros (per Insured Person) apply to the Médis Companies Health Care Plan:

Age
(Premiums in Euros)
Hospitalization Option
  Annual Every six months Every three months Every month
Up to 20 years old 70.92 35.46 17.73 5.91
From 21 to 24 years old 88.56 44.28 22.14 7.38
From 25 to 35 years old 90.72 45.36 22.68 7.56
From 36 to 50 years old 127.20 63.60 31.80 10.60
From 51 to 60 years old 304.68 152.34 76.17 25.39
From 61 to 64 years old 521.16 260.58 130.29 43.43
Age
(Premiums in Euros)
Option A
  Annual Every six months Every three months Every month
Up to 20 years old 180.60 90.30 45.15 15.05
From 21 to 24 years old 279.84 139.92 69.96 23.32
From 25 to 35 years old 296.40 148.20 74.10 24.70
From 36 to 50 years old 386.04 193.02 96.51 32.17
From 51 to 60 years old 652.80 326.40 163.20 54.40
From 61 to 64 years old 1.043.40 521.70 260.85 86.95
Age
(Premiums in Euros)
Option B
  Annual Every six months Every three months Every month
Up to 20 years old 199.68 99.84 49.92 16.64
From 21 to 24 years old 302.52 151.26 75.63 25.21
From 25 to 35 years old 319.92 159.96 79.98 26.66
From 36 to 50 years old 416.40 208.20 104.10 34.70
From 51 to 60 years old 713.76 356.88 178.44 59.48
From 61 to 64 years old 1.142.28 571.14 285.57 95.19
Age
(Premiums in Euros)
Option B + Dental Care
  Annual Every six months Every three months Every month
Up to 20 years old 295.20 147.60 73.80 24.60
From 21 to 24 years old 416.16 208.08 104.04 34.68
From 25 to 35 years old 439.08 219.54 109.77 36.59
From 36 to 50 years old 546.24 273.12 136.56 45.52
From 51 to 60 years old 863.76 431.88 215.94 71.98
From 61 to 64 years old 1.306.56 653.28 326.64 108.88
Age
(Premiums in Euros)
Option B + Dental Care + Serious Illnesses
  Annual Every six months Every three months Every month
Up to 20 years old 349.92 174.96 87.48 29.16
From 21 to 24 years old 458.52 229.26 114.63 38.21
From 25 to 35 years old 521.04 260.52 130.26 43.42
From 36 to 50 years old 627.36 313.68 156.84 52.28
From 51 to 60 years old 948.96 474.48 237.24 79.08
From 61 to 64 years old 1.409.64 704.82 352.41 117.47
Age
(Premiums in Euros)
Option C
  Annual Every six months Every three months Every month
Up to 20 years old 389.40 194.70 97.35 32.45
From 21 to 24 years old 499.32 249.66 124.83 41.61
From 25 to 35 years old 601.44 300.72 150.36 50.12
From 36 to 50 years old 663.12 331.56 165.78 55.26
From 51 to 60 years old 1.010.28 505.14 252.57 84.19
From 61 to 64 years old 1.502.76 751.38 375.69 125.23
Age
(Premiums in Euros)
Option C + Dental Care
  Annual Every six months Every three months Every month
Up to 20 years old 501.36 250.68 125.34 41.78
From 21 to 24 years old 631.44 315.72 157.86 52.62
From 25 to 35 years old 773.76 386.88 193.44 64.48
From 36 to 50 years old 840.60 420.30 210.15 70.05
From 51 to 60 years old 1.215.24 607.62 303.81 101.27
From 61 to 64 years old 1.728.72 864.36 432.18 144.06
Age
(Premiums in Euros)
Option C + Serious Illnesses
  Annual Every six months Every three months Every month
Up to 20 years old 442.80 221.40 110.70 36.90
From 21 to 24 years old 540.72 270.36 135.18 45.06
From 25 to 35 years old 681.60 340.80 170.40 56.80
From 36 to 50 years old 742.32 371.16 185.58 61.86
From 51 to 60 years old 1.093.32 546.66 273.33 91.11
From 61 to 64 years old 1.603.20 801.60 400.80 133.60
Age
(Premiums in Euros)
Option C + Dental Care + Serious Illnesses
  Annual Every six months Every three months Every month
Up to 20 years old 554.64 277.32 138.66 46.22
From 21 to 24 years old 672.72 336.36 168.18 56.06
From 25 to 35 years old 796.32 398.16 199.08 66.36
From 36 to 50 years old 923.76 461.88 230.94 76.98
From 51 to 60 years old 1.298.28 649.14 324.57 108.19
From 61 to 64 years old 1.770.36 885.18 442.59 147.53
Age
(Premiums in Euros)
Option C + Dental Care + Serious Illnesses + Prosthetic Devices and Orthosis
  Annual Every six months Every three months Every month
Up to 20 years old 599.40 299.70 149.85 49.95
From 21 to 24 years old 747.00 373.50 186.75 62.25
From 25 to 35 years old 882.72 441.36 220.68 73.56
From 36 to 50 years old 1.026.72 513.36 256.68 85.56
From 51 to 60 years old 1.418.52 709.26 354.63 118.21
From 61 to 64 years old 1.900.80 950.40 475.20 158.40
Age
(Premiums in Euros)
Option D
  Annual Every six months Every three months Every month
Up to 20 years old 733.92 366.96 183.48 61.16
From 21 to 24 years old 892.20 446.10 223.05 74.35
From 25 to 35 years old 1.066.08 533.04 266.52 88.84
From 36 to 50 years old 1.234.92 617.46 308.73 102.91
From 51 to 60 years old 1.707.48 853.74 426.87 142.29
From 61 to 64 years old 2.290.56 1.145.28 572.64 190.88

In view of the number of persons subscribing the insurance, the following quantity discounts shall be applied:

  • 11 a 20 Insured Persons: 5% discont
  • 21 a 50 Insured Persons: 10% discont
  • +50 Insured Persons: 15% discont

Note: Concerning the premiums indicated above, € 5.38 (cost of the policy including legal charges) will be added to the first payment.

Features

The Médis Companies Health Care Plan was conceived to meet the main health concerns, putting together in a single Health Plan: quality medical assistance, specialized permanent support and a service of excellence at all levels.

Discover some of the advantages of the Médis Integrated System for the Provision of Health Care:

  • Online Doctor: the Online Doctor service is always with you, anywhere and at any time, through the Médis app. If you feel sick or have questions about medication or an exam, you can make an appointment for the moment or schedule when it is most convenient for you.
  • Médis Network: Médis places at your disposal a Network with more than 6,000 medical specialists, 90 Hospitals, 600 Clinics, 50 Emergency or Permanent Assistance Services and 1,500 Centres providing Supplemental Means for Diagnosis and Treatment Purposes.
  • Médis Card: a personalized card that identifies you and gives you access to health professionals and services part of the Médis Network. After the card is presented, the Health Care Provider will send the invoice directly to Médis (except for co-payments).
  • Médis Line: a phone line available 24 hours a day, every day of the year. The information is given by specialized nurses that provide permanent counselling and assistance on Health Care issues.
    How to reach us
  • Médis Assistant Physician: one medical expert specialized in General Practice or Internal Medicine available to assist you in person or by mobile phone.
How does Médis work?

Additional Services

International Network: This Network works with prestigious international hospitals such as Clínica Universidad de Navarra and the Barcelona Medical Centre (Spain), Johns Hopkins (USA) and the Deutsches Herzzentrum Berlin (Germany).

The Médis Companies Health Care Plan also provides you with a Cover for Serious Illnesses with a capital of up to 1 Million Euros providing access, in case of certain serious illnesses, to specialist doctors and worldwide renowned hospitals outside Portugal in the Providers Network.

2nd Opinion: With high quality medical service (accreditation by Joint Commission International), the Clínica Universitária de Navarra provides, through its experts, the confirmation of a diagnosis or treatment.

Health & Fitness Network: with the Médis card you will benefit from discounts in entities that have signed protocols with Médis, such as Health & Fitness Clubs, Thermal baths, Optical stores, Home Care Providers, Nursing Services, Clinical Psychology, Speech Therapy, Specialized Transportation and Aesthetic Treatments, among other.

For more information, consult the Médis Guide!

Beneficiaries and Access Conditions

Because health always comes first, the Médis Companies Health Care Plan is intended for:

  • Directors or Managing Partners;
  • Managing Staff;
  • Employees;
  • Families.

To subscribe the Médis Companies Health Care Plan the following subscription conditions must be observed:

  • The contract must be subscribed by, at least, 2 Employees;
  • At least 2 Employees per Option;
  • The subscription of each Insured Person depends on the assessment of the respective Subscription Form / Medical Questionnaire.

Options and Plans

In the Médis Companies Health Care Plan you will find 5 options with different covers and capital that correspond to different protection demands.

The amounts indicated in the table below refer to the maximum amounts paid by Médis, per year and per Insured Person in the indicated covers.

Covers and Capital
(Capital in Euros)
Hospitalization Option Option A Option B Option C Option D
Hospitalization 15,000.00 15,000.00 30,000.00 50,000.00 500.000,00
Child Birth - 1,500.00 2,000.00 5,000.00 5.000,00
Ambulatory Care . 1,000.00 2,500.00 3,000.00 5.000,00
Dental Care - - 250.00
(Optional)
500.00
(Optional)
1.000,00
Prosthetic Devices and Orthosis - - - 300,00
(Opcional)
500,00
Online Doctor Included Included Included Included Included
2nd Opinion (1) Included Included Included Included Included
International - - - Incluída Included
Serious Illnesses - - 1,000,000.00
(Optional)

1,000,000.00
(Optional)

1.000.000,00
Payment of expenses
In Médis Network(3) 100% 100% 100% 100% 100%
Outside Médis Network 30% 30% 30% 35% 35%
Dental Braces and Prosthetics - - 50% in Médis Network(4)
35% outside Médis Network(4)
Prosthetic Devices and Orthosis - - - 80% in Médis Network
35% outside Médis Network
Sub-Limits
Physiotherapy - 500.00 500.00 500.00 500.00
Psychiatry Appointments - - 6 Individual or
12 Group appointments
6 Individual or
12 Group appointments
6 Individual or
12 Group appointments
Ophthalmic Orthosis - - - 120,00 200,00
Frames - - - 50,00 80,00
Lenses - - - 35,00 60,00
Contact Lenses - - - 35,00 60,00
Co-Payments
Hospitalization 10%, Min. 200.00
and Max. 500.00
10%, Min. 200.00
and Max. 500.00
10%, Min. 200.00
and Max. 500.00
10%, Min. 200.00
and Max. 500.00
10%, Min. 200.00
and Max. 500.00
Chemotherapy 10% per session, Máx. 500,00 10% per session, Máx. 500,00 10% per session, Máx. 500,00 10% per session, Máx. 500,00 10% per session, Máx. 500,00
Child Birth - 250.00 250.00 250.00 250.00
Primary Care Appointments(5) - 15.00 15.00 15.00 15.00
Specialist Appointments - 15.00 15.00 15.00 15.00
Emergencies - 40.00 40.00 40.00 40.00
House calls - 25.00 25.00 25.00 25.00
Clinical tests (per test) - 1.50 1.50 1.50 1.50
Pathological Anatomy - 7.50 7.50 7.50 7.50
X Rays - 7.50 7.50 7.50 7.50
Ultra sounds - 12.50 12.50 12.50 12.50
Nuclear Medicine - 10% 10% 10% 10%
CAT scan - 27.50 27.50 27.50 27.50
Magnetic Resonance Imaging - 65.00 65.00 65.00 65.00
Dental care
(per treatment)
- - 10.00(2) 10.00(2) 10.00(2)
Other Supplemental Means for Diagnosis - 10% 10% 10% 10%
Surgeries and other Ambulatory Treatments - 10% 10% 10% 10%

Description of the International Cover (available in Options C and D):

Institutions Capital Payment of expenses
Clínica Universidad de Navarra (Spain)(6,8) No limits 100%
Barcelona Medical Centre (Spain) 50,000.00 80%
Deutsches Herzzentrum Berlin (Germany)
Johns Hopkins (EUA)
Other(7) 60%

(1) Service provided by the Clínica Universitária de Navarra, available through Médis Line.
(2) The subscription of the Dental Care cover is mandatory.
(3) After deduction of the co-payments.
(4) Applicable when the optional Dental Care cover has been subscribed.
(5) Primary Care Appointments: General Practice and Family Medicine, Internal Medicine, Paediatrics, Obstetrician and Gynaecology, Ophthalmology and Dental Medicine/Dental Care.
(6) Médis pays in full all the health expenses previously authorized and, in case of hospital admission, also ensures the payment of transportation expenses by plane (economy class), train or car (only gas, tolls and one night on the way over and one night on the way back) and accommodation for the Insured Person and one Companion.
(7) Excess € 1,500.00 per Family/Year.
(8) The Médis Clients that subscribed the Options Hospitalization, A or B (options without International Cover), shall benefit from a 15% discount in Appointments and in the Supplemental Means for Diagnosis at the Clínica Universidad de Navarra.

Subscription and permanence age limits

All the options may be subscribed until the Insured Person is 64 years of age.

The Médis Companies Health Plan does not have a permanence age limit if the Insured Person subscribes to the Plan until the age of 55.

If subscribed at 55 years of age or more, the permanence age limit will be the 67 years. If you are under a Médis Companies Health Care Plan and you fulfil this requisite, you will make the conversion into the individual insurance Option 3 when you reach the age of 67 years old and the age limit will disappear.

Waiting periods

The waiting period is the time comprised between the date the Insurance begins and the date when the covers may be triggered. They are:

  • 60 days for Outpatient Assistance, Dental and Prosthetic Devices and Orthosis;
  • 90 days for Inpatient;
  • 180 days for:
    • Serious Ilness Coverage;
    • Surgical or other invasive treatment of benign prostatic hypertrophy, benign uterus condition, cystocele and rectocele;
  • 365 days for:
    • Birth;
    • Surgical treatment of varicose veins of lower members and of herniated disk;
    • Haemorrhoidectomy and other haemorrhoid treatments as well as the treatment of the perianal fistula;
    • Treatment of joint pathology by arthroscopy;
    • Tonsillectomy, adenoidectomy, myringtomy with or without ventilating tubes;
    • Septoplasty, rhinoseptoplasty and surgical treatment for sleep apnoea;
    • Surgical excision of cutaneous or subcutaneous benign lesions and laser treatments of benign skin lesions.

IMPORTANT: This information on the Médis Companies Health Care Plan does not dispense with the reading of the legally required pre-contractual and contractual information.

How to subscribe

For more information on the Médis Companies Health Care Plan and to make a simulation or subscribe the insurance, contact your Business Manager or go to a Millennium bcp Branch.

Grab this opportunity and give your employees extra-contractual benefits and increase their quality of life. Discover the Médis Companies Health Care Plan!

Related links

  • Insurer and Insurance Broker
  • File an insurance claim

    How does one present expenses for reimbursement with the Médis Companies Health Care Plan?

    1. Online, at www.medis.pt

    • In the Clients' Area and after logging in, select the expenses registration option;
    • Detail the medical expenses, as requested;
    • Deliver the original invoices at a Millennium bcp Branch or send the them by mail to:
      Médis
      Tagus Park, Edif. 10 - Piso 0
      2744 - 002 Porto Salvo

      The online registration of the expenses has advantages: the reimbursement will be made in up to 72 hours after the originals are received. The credit is made to the BIN associated to your Médis Companies Health Care Plan policy.

    2. At a Millennium bcp branch

    3. By mail

    • Print the Health Expenses Reimbursement Form and send it, duly filled in, by mail, with the originals of the medical expense bills, to:
      Médis
      Tagus Park, Edif. 10 - Piso 0
      2744 - 002 Porto Salvo

    Who should I contact in case I have doubts concerning Reporting an Incident under the Médis Companies Health Care Plan?

    If you have any doubts, contact us through the Médis Line, available all working days from 8:00 to 20:00 (GMT).

    • Landlines: 21 845 88 88 (Lisbon) or 22 207 88 88 (Oporto);
    • Mobile networks: 91 935 88 88, 96 599 88 88 or 93 522 88 88;
    You can also go to any Millennium bcp Branch.
  • Medis website

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Special Terms and Conditions 


Proposal Form 


Membership Proposal Form 


Medical Questionnaire 

 

FOR SUPPORT CALL


918 504 504
930 504 504
961 504 126
707 504 504

+351 210 04 24 24
(from Portugal and abroad)


Personal assistance

Products and services - available every day from 8am to 10pm, (GMT).
Technical support - available every business days from 8am to 2am to the following day and on non-business days from 10am to 12pm (GMT).



Calls to 707 504 504 are
charged at a maximum of 0.09€
per minute if using a landline;
if you call this number using
a mobile network the maximum
charge per minute will be 0.13€.
These charges are subject to VAT.


Assistance available in
Portuguese, English or Spanish