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Móbis

Móbis

Good drivers deserve good insurance.

Advantages

With MOBIS what matters most is not your car model or age, but whether you're a good driver.

With MOBIS, good drivers can save and benefit from:

  • Insurance at a competitive price, tailored to your car's characteristics;
  • Discount on premium when there are no claims.

But this isn't all there is to MOBIS advantages:

With Mobis TOP, if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

We also offer 24/7 Travel Assistance to persons and vehicle, from your doorstep (Km zero), available in 2 options (Basic Option and Full Option) so you can choose which one fits you the best. With the Full Option, you will get the following covers and more:

  • Lack of fuel;
  • Car keys misplaced, stolen or left inside the vehicle:
  • Tire replacement.

Plus a Replacement Vehicle cover that can be triggered in case of accident. And now also in case of breakdown!

Read more about MÓBIS and find out how much you can save for being a good driver!


What are the costs

For more information on MÓBIS and to make a simulation go to a Millennium bcp Branch.

Enjoy the opportunity of getting an appropriate cover for your car fleet and find out how much you can save!

Features

With three levels of added protection and advantages, MOBIS is the car insurance plan for good drivers:

Options (Cars):

  • MOBIS Mini - this Option answers your concern about only having third-party insurance of Civil liability by including Travel Assistance and Legal Protection coverage.
  • MOBIS Extra - your insurance can offer you and your car even more protection. On top of the MOBIS Mini covers, you also get a Passengers cover. You may also choose to take out the optional One-off Breakage of Glass, Theft or Larceny and Replacement Vehicle (from Accident and from Breakdown) covers.
  • MOBIS Top - if your car is more than a simple means of transportation to you, then this is the option you're looking for. You'll have access to a very wide range of covers that provide effective protection against damage to your vehicle whilst ensuring passenger comfort.
    But this option offers you more: if you choose from the Recommended Auto Workshop network, you'll not only enjoy better prices in the event of crash, collision or rollover, but your car insurance premium won't increase for the first year

But this option offers you more: if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

Also learn about the solutions we've got for 2-wheeled vehicles!

Covers and Sums Insured

  Light, Multi-purpose and Vans
Covers/Sums Option
MÓBIS
Mini
Option
MÓBIS
Extra
Option
MÓBIS
Top
Public Liability (1) Included
7,290,000 €

 

Included
7,290,000 €
or
50,000,000 €
Included
7,290,000 €
or
50,000,000 €
Travel Assistance
(Km zero)
Included
Basic

Included
Basic
or
Total

Included
Basic
or
Total

Legal Protection Included Included Included
Vehicle Occupants
(Death or Permanent
Disability/ Treatment Expenses)
Optional
10,000 €/ 1,000 €
or
15,000 € /1,500 €
or
25,000 € /2,500 €
Included
10,000 € /1,000 €
or
15,000 €/ 1,500 €
or
25,000 € /2,500 €
Included
10,000 € /1,000 €
or
15,000 €/ 1,500 €
or
25,000 € /2,500 €
One-off Breakage of Glass (2) - Included
750 €
or
1,000 €
or
1,500 €
or
2,500 €
Included
750 €
or
1,000 €
or
1,500 €
or
2,500 €
Crash, Collision or Rollover - - Included
Recommended Auto
Workshop network
or
Total
Fire, Lightning Strike or Explosion - Optional Included
Theft or Larceny - Optional Included
Natural Phenomena - Optional Optional
Acts of Vandalism - - Optional
Replacement Vehicle per accident (3) - Optional Optional
Replacement Vehicle from Breakdown (4) - - Optional
Luggage - - Optional
500 €
Electrical Vehicles Assistance Optional Optional Optional

(1) This sum indicates the insurer's maximum responsibility and includes the minimum sums
(2) This cover cannot be taken out for vehicles that are 20 years old or more.
(3) Maximum 30 days per year. 
(4) This cover can only be subscribed together with the cover Replacement vehicle due to Accident.

Also learn about the solutions we've got for 2-wheeled vehicles!

Covers/Sums 2-wheeled vehicles (Motorcycles)
Option
MÓBIS Extra
Option
MÓBIS Top
Public Liability (1) Included
7,290,000 €
or
50,000,000 €
Included
7,290,000 €
or
50,000,000 €
Travel Assistance
(zero Km)
Included Included
Legal Protection Included
Included
Crash, Collision or Rollover - Optional
Fire, Lightning Strike or Explosion - Optional
Theft or Robbery - Optional

(1) This sum indicates the insurer's maximum liability and includes the minimum sums insured required by law to cover for Bodily Injury and Material Damage.

Deductibles in case of accident

Covers/Sums Deductibles in case of accident
Accidental breakage of glass No excess, 25 €, 50 € or 75 €
Crash, Collision or Rollover 0%, 2%, 4%, 8%, 12% or 20% of sum insured
2-wheeled Vehicles: 20% of sum insured
Fire, Lightning Strike or Explosion 2% of sum insured
2-wheeled Vehicles: 20% of sum insured
Theft or Larceny Two-wheeled vehicles: 20% on the insured capital
Natural Phenomena 2% of sum insured
Acts of vandalism 2% of sum insured
Luggage 20% on the amount of Damages, minimum € 50

Malus Bonus Scheme

The covers subject to surcharge/deduction for accidents (Malus Bonus) are:

  • Public Liability;
  • Crash, Collision and Rollover.
Years with no accidents 0 years 1 years 2 years 3 years 4 years 5 years 6 years 7 years 8 years > ou =
9 years
% Discount 0% 10% 15% 20% 25% 30% 35% 40% 45% 50%

General Terms and Conditions.

This information does not exclude the reading of the legally required pre-contractual and contractual information.

How to subscribe

To subscribe MÓBIS, contact your Client Manager or go to a Millennium bcp Branch.

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General and Special Terms and Conditions

FOR SUPPORT CALL


707 504 504
918 504 504
930 504 504
961 504 126

+351 210 04 24 24
(from Portugal and abroad)


Personal assistance

Products and services - available every day from 8am to 10pm, (GMT).
Technical support - available every business days from 8am to 2am to the following day and on non-business days from 10am to 12pm (GMT).



Calls to 707 504 504 are
charged at a maximum of 0.10€
per minute if using a landline;
if you call this number using
a mobile network the maximum
charge per minute will be 0.25€.
These charges are subject to VAT.


Assistance available in
Portuguese, English or Spanish