Main highlights

302

MILLION EUROS

in net income, with an expansion of the global Customer base, adding 705,000 Customers compared to 2018.

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Message of the Chairmen

The improvement of Millennium bcp has been acknowledged by Stakeholders, attesting the improvement of profitability, asset quality and business model of the Bank.

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Management Report

A LEADING BANK IN PORTUGAL, WITH A STRONG INTERNATIONAL PRESENCE

Millennium bcp is the largest Portuguese privately-owned bank on business volumes, with a relevant position in the countries where it operates.

Operates and acts with respect for people and institution

Focuses its activity on the Customer and in the excellence, trust, ethics and responsibility

Is a distinguished leader in various financial business, pursuing innovation

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Sustainability

ENSURING THE FUTURE OF FAMILIES, COMMUNITIES AND THE ENVIRONMENT

The Bank’s Sustainability strategy aims to positively influence the organisation’s value proposition in the long term, intervening in three axes.

Environment: privilege decarbonised economic development models, with the incorporation of the environmental aspect into the Bank’s risk models

Social: involvement with both the external and the internal communities

Corporate governance: integration of sustainability principles into the Bank’s decision-making processes

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Accounts and Notes to the Accounts

FINANCIAL STATEMENTS

The consolidated and individual financial statements presented in the 2019 Annual Report were approved by the Bank’s Board of Directors on 26 March 2019.

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Corporate Governance

ONE-TIER MANAGEMENT AND SUPERVISION MODEL

Banco Comercial Português, S.A. has a one-tier management and supervision model, composed of a Board of Directors, which includes an Executive Committee and an Audit Committee composed of only non-executive directors. The Company also has a Remuneration and Welfare Board.

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